For the whole household
Families
One plan that covers everyone under your roof, checked against your doctors and your budget.
- One private plan for the whole household
- Nationwide PPO access on many plans
- Your doctors and prescriptions reviewed
Open Enrollment 2027 starts Nov 1Save my spot →
Better coverage at a better rate.
Private PPO plans for healthy individuals, families and the self-employed, found fast by Emily and her licensed team.
- Nationwide PPO
- Zero-deductible plans
- Prescription coverage
Hablamos español · Bilingual service in English & Spanish
Who needs coverage?
Tap to start
5.0Google reviews
Verified licensed advisorNPN 21284721 · 31+ states
$2.3M+ in salesRecognized 7-figure agent
- In sales · 7-figure agent
- $2.3M+
- Families & individuals helped
- 1,000+
- States licensed
- 31+
- Hope Awards
- 4×
Plans from carriers you know
Carrier and plan availability varies by state, county and plan year.
Meet your advisor
Emily Daza
Team lead, licensed health insurance advisor and bilingual (English & Español) · Plantation, Florida
With years of experience and a team behind her, Emily answers fast, explains every option plainly and has helped families, self-employed professionals and business owners across 31+ states find coverage they understand and can afford.
- $2.3M+In sales in under two years, recognized 7-figure agent
- 31+States licensed, clients nationwide
- Top 3In her region, leading a team of 8 · all 4 Hope Awards
- BilingualService in English & Spanish
“Health insurance shouldn't feel like a test you can fail. My job is to explain your options clearly, find the plan that fits your budget, and be the person you call when you have a question.”
Open Enrollment · 2027 coverage
Open Enrollment is around the corner.
Prices are about to change. This is the season everyone compares, so lock in your free quote now and don't get stuck paying more than you have to.
Until Open Enrollment opens
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- Nov 1Open Enrollment opens
- Dec 15Enroll by now for Jan 1 coverage
- Jan 15Last day to enroll
Dates apply to Florida and other states that use HealthCare.gov. Many private plans can also start any time of year.
Coverage
Coverage for every stage of life
Private PPO plans for healthy people at every stage, compared side by side by Emily and her team.
Just you
Individuals
Your own private plan, chosen around your doctors and what you want to spend each month.
- Private PPO plans
- Zero-deductible options available
- Costs explained in plain English
Freelancers & contractors
Self-employed & 1099
No employer plan? Coverage built around income that changes month to month.
- Help estimating your income
- Plans that fit an irregular paycheck
- Ask about premium tax deductions
Teams of every size
Small business
Real benefits for your team, without managing the details yourself.
- Coverage for owners and teams
- You choose what you contribute
- Reviewed with you every year
Added protection
Dental & vision
Cleanings, exams, glasses and contacts, added to the coverage you already have.
- Waiting periods explained
- Your dentist checked
- Plans for kids and adults
On the road
Truck drivers
Owner-operators and 1099 drivers who need coverage that travels with them.
- Nationwide networks on many plans
- Quotes around your schedule
- Family coverage at home
Healthcare travelers
Travel nurses
Coverage you keep between contracts, whichever agency or state comes next.
- No gaps between assignments
- Nationwide networks on many plans
- Dental and vision add-ons
Extra protection
Supplemental benefits
Accident, critical illness and hospital coverage that pays cash benefits to help with what health insurance doesn't, like deductibles, lost income and everyday bills during recovery.
- Accident coverage
- Critical illness
- Hospital indemnity
Why private PPO
Healthy? You may be overpaying.
Private plans can reward good health with better coverage at a better rate. Emily's team compares them for you, free.
01
Nationwide PPO
Many plans include nationwide networks, so you can see doctors at home and on the road.
02
Zero-deductible plans
Options available with no deductible, so coverage starts working sooner.
03
Prescription coverage
Prescription benefits are included on many plans. Emily's team checks yours.
04
Enroll year-round
Many private plans can start any time of year. No waiting for a window.
Private health plans are not ACA marketplace plans. They usually ask health questions, may limit or exclude pre-existing conditions and may not cover every benefit an ACA plan does. Emily's team explains exactly what's covered before you apply.
Sound familiar?
If any of these is you, let's talk
These are the situations Emily's team helps with every day. A free consultation takes a few minutes.
Get my free consultation- Are you self-employed?Coverage built around how you work
- Are your rates increasing?Compare before you renew
- Deductible too high?Zero-deductible plans available
- Not enough coverage?Better coverage at a better rate
- Driving for a living?Plans that travel with you
- Travel nurse?Coverage between every contract
- Real estate agent?Private plans for 1099 earners
- Losing job coverage?Skip COBRA sticker shock
Premium vs. real cost
The cheapest plan isn't always the cheapest
Drag the slider to see how two example plans compare over a full year, once you actually use your coverage. This is the conversation Emily has with every client.
Plan A
Lower premium
$320/mo · $7,500 deductible$7,840total for the year
$3,840 premiums + $4,000 out of pocket
Plan B
Lower deductible
$520/mo · $1,500 deductible$8,240total for the year
$6,240 premiums + $2,000 out of pocket
Illustrative example only, not a quote. Real plans, prices and savings depend on your location, household and income.
Real Google reviews
What clients say about Emily
Emily was amazing at helping me find the best insurance not only was it affordable but also perfect for all my medications! … And on top of that she's bilingual so she was also able to help my parents with insurance as well!
I was able to find a health plan for me and my family for the best possible rate. The coverage I selected is extensive and I was amazed on the pricing.
She made the whole health insurance process super easy and stress-free. She explained everything in a way I could actually understand and helped me find a plan that fit my needs and budget perfectly.
Emily and her team make the process extremely easy. With years of experience and industry insights, her and her team were able to find us a great plan that was affordable and included all that we were looking for.
She took the time to understand my needs, explained every option clearly, and made the entire process stress-free. Her professionalism, patience, and genuine care truly set her apart.
Great experience working with Emily. She's knowledgeable, patient, and really cares about helping you get the right coverage.
Emily Daza helped me find a health care plan that worked for me and was exactly what I was looking for and needed. She made the process so smooth and easy.
Emily helped me right away and made everything simple. Super professional and easy to work with.
Messages from clients
Real texts and emails clients sent Emily, shared on her Instagram.
Amazing, I have them. Thank you so much for your quick response with this.
Thank you for all your help and everything you've done to get us our new health insurance. Very much appreciated!
Thank you so much. You have been a great agent.
Sounds so awesome! Thank you Emily you are amazing!
Book a free consultation
Affordable health coverage, tailored to you.
Pick a time that works for you and Emily or someone on her team will call you. Bring your questions; leave with a plan built around your needs and budget.
- A free call, no obligation
- By phone or video, in English or Spanish
- Clients nationwide, based in Plantation, FL
Emily Daza
5.0
Does it cost anything to work with Emily?
No. Brokers are typically paid by the insurance company, so the price of a plan is the same whether you enroll with Emily or on your own. You just get someone to compare plans and answer questions.
Do you only help people in Florida?
No. Emily is based in Plantation, Florida and licensed in 31+ states, so her team helps clients nationwide by phone, text, WhatsApp or video.
Can I get private health insurance any time of year?
Often, yes. Many private plans can be purchased year-round, so you don't have to wait for Open Enrollment. Emily's team can tell you what's available to you today.
Who is a good fit for a private PPO plan?
Private plans are usually best for people in good health: individuals, families, self-employed workers, truck drivers and travel nurses who want broad networks and a better rate.
Will I have to answer health questions?
Usually, yes. Private plans typically ask about your health, and some may limit or exclude pre-existing conditions. Emily's team walks you through the questions and what's covered before you apply.
Are private plans the same as Obamacare plans?
No. Private plans are sold outside the ACA marketplace and work differently. They may not cover every benefit an ACA plan does. Emily's team explains exactly what each plan includes.
Free plan review
Get your free plan review
Emily's team compares private plans and comes back with your best options. Free, no obligation, never sold or shared.
- 1Answer 5 quick questions
- 2Get a call or text
- 3See your best plans
You talk to Emily directly, and her team answers fast.
Join the team
Build your career on Emily's team
Emily mentors new and licensed agents who want to grow in health insurance with real training and a team behind them.
Let's get you covered
Open Enrollment runs November 1 to January 15. Get your plan picked before the rush.