/* Daza Health Insurance — emerald & blush */
:root {
  --ink-900: #0A1F1B;
  --ink: #0F2B25;
  --ink-700: #17423A;
  --ink-600: #22574C;
  --jade: #3F8F7A;
  --accent: #E7B9A8;
  --accent-light: #F5D9CE;
  --accent-deep: #A3566A;
  --ivory: #F2EEE9;
  --paper: #FBFAF7;
  --rose: #EBD3CB;
  --text: #33403C;
  --muted: #6A7571;
  --line: rgba(15, 43, 37, .12);
  --on-dark: #EEF3F1;
  --on-dark-muted: rgba(238, 243, 241, .7);

  --sans: "Manrope", system-ui, -apple-system, "Segoe UI", sans-serif;
  --serif: "Bodoni Moda", "Didot", Georgia, serif;

  --r-sm: 3px;
  --r: 6px;
  --r-lg: 10px;
  --hair: 1px solid rgba(231, 185, 168, .35);
  --wrap: 1200px;
  --gutter: clamp(20px, 5vw, 40px);
  --header-h: 76px;
  --ease: cubic-bezier(.22, .8, .24, 1);
  --shadow: 0 1px 2px rgba(28, 15, 33, .06), 0 12px 40px -12px rgba(28, 15, 33, .18);
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + 16px); }
body {
  margin: 0;
  font: 400 16.5px/1.7 var(--sans);
  color: var(--text);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
  overflow-x: clip;
}
img, svg { display: block; max-width: 100%; }
img { height: auto; }
a { color: inherit; }
button { font: inherit; color: inherit; cursor: pointer; }
h1, h2, h3 { color: var(--ink); font-family: var(--serif); font-weight: 500; letter-spacing: -.012em; line-height: 1.06; margin: 0; text-wrap: balance; }
h2 { font-size: clamp(32px, 4.4vw, 52px); }
h3 { font-size: 22px; letter-spacing: -.01em; }
p { margin: 0; text-wrap: pretty; }
em {
  font-family: var(--serif);
  font-style: italic;
  font-weight: 400;
  color: var(--accent-deep);
}
:focus-visible { outline: 2px solid var(--accent); outline-offset: 3px; border-radius: 6px; }

.wrap { width: 100%; max-width: calc(var(--wrap) + var(--gutter) * 2); margin: 0 auto; padding: 0 var(--gutter); }
.skip { position: absolute; left: -999px; top: 8px; z-index: 100; background: var(--ink); color: #fff; padding: 10px 16px; border-radius: 8px; }
.skip:focus { left: 8px; }

.kicker {
  font-size: 11.5px; font-weight: 700; letter-spacing: .24em; text-transform: uppercase;
  color: var(--accent-deep); margin-bottom: 18px; display: flex; align-items: center; gap: 14px;
}
.kicker::before { content: ""; width: 36px; height: 1px; background: currentColor; }
.kicker-light { color: var(--accent); }

/* Grain for dark bands */
.grain { position: relative; isolation: isolate; }
.grain::after {
  content: ""; position: absolute; inset: 0; z-index: -1; pointer-events: none; opacity: .14; mix-blend-mode: overlay;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  min-height: 54px; padding: 0 30px; border-radius: var(--r-sm); border: 0;
  font-weight: 700; font-size: 12.5px; text-decoration: none; letter-spacing: .16em; text-transform: uppercase;
  transition: transform .3s var(--ease), box-shadow .3s var(--ease), background .3s;
}
.btn:hover { transform: translateY(-2px); }
.btn-accent {
  color: var(--ink-900);
  background: var(--accent);
}
.btn-accent:hover { background: var(--accent-light); }
.btn-ink { background: var(--ink); color: var(--ivory); }
.btn-ink:hover { background: var(--ink-700); }
.btn-ghost-light { color: var(--on-dark); border: 1px solid rgba(238,243,241,.3); background: transparent; }
.btn-ghost-light:hover { border-color: var(--accent); }
.btn-sm { min-height: 44px; padding: 0 20px; font-size: 11.5px; }
.link-arrow, .more { display: inline-flex; gap: 10px; font-weight: 700; font-size: 12.5px; letter-spacing: .16em; text-transform: uppercase; text-decoration: none; color: var(--ink); }
.link-arrow span, .more span { color: var(--accent-deep); transition: transform .3s var(--ease); }
.link-arrow:hover span, .more:hover span { transform: translateX(4px); }

/* ---------- Header ---------- */
.site-header { position: fixed; inset: 0 0 auto; z-index: 50; height: var(--header-h); color: var(--on-dark); transition: color .3s; }
.site-header::before {
  content: ""; position: absolute; inset: 0; z-index: -1; opacity: 0;
  background: rgba(28, 15, 33, .72);
  -webkit-backdrop-filter: blur(18px) saturate(1.4); backdrop-filter: blur(18px) saturate(1.4);
  border-bottom: 1px solid rgba(231,185,168,.14);
  transition: opacity .3s;
}
.site-header.is-scrolled::before { opacity: 1; }
.header-row { height: 100%; display: flex; align-items: center; justify-content: space-between; gap: 20px; }

.logo { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; color: var(--on-dark); flex-shrink: 0; }
.logo-mark { width: 38px; height: 38px; color: var(--on-dark); }
.logo-text { display: flex; flex-direction: column; line-height: 1; }
.logo-text b { font-family: var(--serif); font-size: 25px; font-weight: 600; letter-spacing: .2em; text-transform: uppercase; margin-right: -.2em; }
.logo-text small { font-size: 8.5px; font-weight: 700; letter-spacing: .34em; text-transform: uppercase; margin-top: 6px; color: var(--accent); }

.nav-pill { display: flex; align-items: center; gap: 6px; }
.nav-link {
  position: relative; display: inline-flex; align-items: center; gap: 6px; padding: 10px 14px;
  font-size: 11.5px; font-weight: 700; letter-spacing: .18em; text-transform: uppercase; text-decoration: none; background: none; border: 0; white-space: nowrap;
  transition: color .25s;
}
.nav-link::after { content: ""; position: absolute; left: 14px; right: 14px; bottom: 4px; height: 1px; background: var(--accent); transform: scaleX(0); transition: transform .35s var(--ease); }
.nav-link:hover, .nav-link[aria-expanded="true"] { color: var(--accent-light); }
.nav-link:hover::after, .nav-link[aria-expanded="true"]::after { transform: scaleX(1); }
.nav-link svg { width: 12px; height: 12px; fill: none; stroke: currentColor; stroke-width: 1.6; transition: transform .25s; }
.nav-link[aria-expanded="true"] svg { transform: rotate(180deg); }
.nav-drop { position: relative; }
.drop-panel {
  position: absolute; top: calc(100% + 14px); left: 0; width: 340px; padding: 8px;
  background: var(--paper); color: var(--text); border-radius: var(--r); border-top: 2px solid var(--accent); box-shadow: 0 24px 60px -18px rgba(10,31,27,.5);
  opacity: 0; visibility: hidden; transform: translateY(-6px); transition: .25s var(--ease);
}
.nav-drop.is-open .drop-panel { opacity: 1; visibility: visible; transform: none; }
.drop-panel a { display: block; padding: 12px 14px; border-radius: var(--r-sm); text-decoration: none; }
.drop-panel a:hover { background: var(--ivory); }
.drop-panel b { display: block; color: var(--ink); font-family: var(--serif); font-weight: 500; font-size: 18px; }
.drop-panel span { font-size: 13.5px; color: var(--muted); }

.header-cta { display: flex; align-items: center; gap: 18px; }
.header-phone { text-decoration: none; font-weight: 700; font-size: 15px; display: flex; flex-direction: column; line-height: 1.15; text-align: right; }
.header-phone span { font-size: 10.5px; letter-spacing: .16em; text-transform: uppercase; color: var(--accent); font-weight: 700; }

.scroll-line { position: absolute; left: 0; right: 0; bottom: -1px; height: 2px; }
.scroll-line i { display: block; height: 100%; width: 100%; transform-origin: left; transform: scaleX(0); background: linear-gradient(90deg, var(--accent-deep), var(--accent-light)); }

.burger { display: none; width: 46px; height: 46px; border-radius: var(--r-sm); border: 1px solid rgba(238,243,241,.22); background: transparent; position: relative; }
.burger span { position: absolute; left: 14px; right: 14px; height: 1.6px; background: currentColor; border-radius: 2px; transition: transform .3s var(--ease), top .3s var(--ease); }
.burger span:first-child { top: 18px; }
.burger span:last-child { top: 26px; }
.menu-open .burger span:first-child { top: 22px; transform: rotate(45deg); }
.menu-open .burger span:last-child { top: 22px; transform: rotate(-45deg); }

.menu {
  position: fixed; inset: 0; z-index: 45; background: var(--ink-900); color: var(--on-dark);
  padding-top: calc(var(--header-h) + 12px); overflow-y: auto;
  opacity: 0; transition: opacity .3s;
}
.menu.is-open { opacity: 1; }
.menu-inner { display: flex; flex-direction: column; padding-bottom: 40px; }
.menu-label { font-size: 12px; letter-spacing: .16em; text-transform: uppercase; color: var(--accent); font-weight: 700; margin: 22px 0 6px; }
.menu-inner > a { font-family: var(--serif); font-size: 28px; font-weight: 500; text-decoration: none; padding: 9px 0; border-bottom: 1px solid rgba(238,243,241,.08); letter-spacing: -.01em; }
.menu-actions { display: grid; gap: 12px; margin-top: 30px; }

/* ---------- Hero ---------- */
.hero {
  position: relative; overflow: hidden; color: var(--on-dark);
  background: var(--ink);
  padding: calc(var(--header-h) + clamp(40px, 7vw, 88px)) 0 clamp(56px, 7vw, 96px);
}
.hero-bg { position: absolute; inset: 0; pointer-events: none; }
.hero-bg::before {
  content: ""; position: absolute; inset: 0;
  background:
    radial-gradient(60% 70% at 78% 42%, rgba(232,207,200,.22), transparent 62%),
    radial-gradient(40% 50% at 10% 100%, rgba(231,185,168,.12), transparent 70%),
    linear-gradient(180deg, var(--ink-900), var(--ink) 40%, #123A32);
}
.glow { position: absolute; border-radius: 50%; filter: blur(60px); opacity: .5; }
.glow-a { width: 520px; height: 520px; right: 4%; top: 12%; background: radial-gradient(circle, rgba(231,185,168,.35), transparent 65%); animation: drift 18s ease-in-out infinite alternate; }
.glow-b { width: 380px; height: 380px; right: 26%; bottom: -10%; background: radial-gradient(circle, rgba(63,143,122,.35), transparent 65%); animation: drift 22s ease-in-out infinite alternate-reverse; }
@keyframes drift { to { transform: translate(-40px, 30px) scale(1.08); } }

.hero-grid { position: relative; display: grid; grid-template-columns: minmax(0, 1.08fr) minmax(0, .92fr); gap: clamp(32px, 5vw, 72px); align-items: center; }
.rule { display: block; width: 56px; height: 2px; background: linear-gradient(90deg, var(--accent), transparent); margin-bottom: 26px; }
.hero h1 { color: #fff; font-size: clamp(42px, 5.8vw, 80px); line-height: 1; max-width: 14ch; }
.hero h1 em { color: var(--accent); display: inline-block; }
.hero-tag { font-size: clamp(18px, 1.6vw, 21px); color: var(--on-dark); margin-top: 24px; max-width: 34ch; line-height: 1.5; }
.hero-sub { color: var(--on-dark-muted); margin-top: 12px; max-width: 46ch; font-size: 16px; }

.oe-chip {
  display: inline-flex; align-items: center; gap: 10px; margin-top: 26px;
  padding: 9px 16px 9px 12px; border-radius: var(--r-sm); font-size: 13px; font-weight: 600; letter-spacing: .02em;
  border: 1px solid rgba(231,185,168,.35); background: rgba(231,185,168,.08); color: var(--accent-light);
}
.oe-chip i { width: 8px; height: 8px; border-radius: 50%; background: var(--accent); box-shadow: 0 0 0 0 rgba(231,185,168,.6); animation: ping 2.4s infinite; }
@keyframes ping { 70% { box-shadow: 0 0 0 9px rgba(231,185,168,0); } 100% { box-shadow: 0 0 0 0 rgba(231,185,168,0); } }

.glass {
  background: linear-gradient(160deg, rgba(255,255,255,.07), rgba(255,255,255,.02));
  border: 1px solid rgba(231,185,168,.28);
  -webkit-backdrop-filter: blur(16px); backdrop-filter: blur(16px);
  box-shadow: 0 30px 60px -30px rgba(0,0,0,.5), inset 0 1px 0 rgba(255,255,255,.12);
}
.who { margin-top: 30px; padding: 20px; border-radius: var(--r); max-width: 520px; }
.who-head { display: flex; justify-content: space-between; align-items: baseline; margin: 2px 4px 14px; }
.who-head h2 { font-size: 21px; color: #fff; }
.who-head span { font-size: 10.5px; color: var(--accent); font-weight: 700; letter-spacing: .2em; text-transform: uppercase; }
.who-tiles { display: grid; grid-template-columns: repeat(4, 1fr); gap: 10px; }
.who-tile {
  display: flex; flex-direction: column; align-items: center; gap: 8px; padding: 16px 6px 12px;
  border-radius: var(--r-sm); border: 1px solid rgba(238,243,241,.12); background: transparent;
  font-size: 13px; font-weight: 600; color: var(--on-dark);
  transition: transform .3s var(--ease), background .3s, border-color .3s;
}
.who-tile:hover { transform: translateY(-3px); background: rgba(231,185,168,.08); border-color: var(--accent); }
.tile-art { width: 56px; height: 42px; fill: none; stroke: currentColor; stroke-width: 1.2; stroke-linecap: round; stroke-linejoin: round; }
.tile-art .ac { stroke: var(--accent); }

/* Portrait in an arch */
.hero-portrait { position: relative; margin: 0; justify-self: center; width: min(100%, 440px); }
.arch {
  position: relative; aspect-ratio: 4 / 5; overflow: hidden;
  border-radius: 999px 999px 4px 4px;
  box-shadow: 0 50px 90px -40px rgba(0,0,0,.7);
}
.arch img { width: 100%; height: 100%; object-fit: cover; object-position: 50% 20%; }
.arch::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, transparent 60%, rgba(10,31,27,.55)); }
.arch-line { position: absolute; left: -14px; top: -14px; width: calc(100% + 28px); height: calc(100% - 12px); fill: none; stroke: var(--accent); stroke-width: .35; vector-effect: non-scaling-stroke; pointer-events: none; overflow: visible; }
.arch-line path { stroke-width: 1.2; stroke-dasharray: 1; stroke-dashoffset: 1; animation: draw 2.2s .5s var(--ease) forwards; }
@keyframes draw { to { stroke-dashoffset: 0; } }

.license-pill {
  position: absolute; left: 18px; bottom: 20px; display: flex; align-items: center; gap: 10px;
  padding: 9px 14px 9px 10px; border-radius: var(--r-sm); text-decoration: none;
  background: rgba(10,31,27,.72); border: 1px solid rgba(231,185,168,.4); color: #fff;
  -webkit-backdrop-filter: blur(10px); backdrop-filter: blur(10px);
  transition: border-color .3s;
}
.license-pill:hover { border-color: var(--accent); }
.license-pill .i-sm { width: 22px; height: 22px; stroke: var(--accent-light); }
.license-pill span { display: flex; flex-direction: column; line-height: 1.2; }
.license-pill b { font-size: 13px; }
.license-pill small { font-size: 12px; color: var(--on-dark-muted); }
.license-pill i { font-style: normal; color: var(--accent); margin-left: 2px; }
.lang-chip {
  position: absolute; right: -18px; top: 22%; padding: 10px 14px; border-radius: var(--r-sm);
  background: var(--ivory); color: var(--ink); font-size: 10.5px; font-weight: 800; letter-spacing: .22em; text-transform: uppercase;
  box-shadow: var(--shadow); border-left: 2px solid var(--accent);
}

/* icons */
.i-sm { width: 20px; height: 20px; fill: none; stroke: currentColor; stroke-width: 1.3; stroke-linecap: round; stroke-linejoin: round; flex-shrink: 0; }
.i-sm .ac { stroke: var(--accent); }
.i-check { width: 16px; height: 16px; flex-shrink: 0; fill: none; stroke: var(--accent-deep); stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; margin-top: 4px; }

/* ---------- Trust strip ---------- */
.trust { background: var(--ink-900); color: var(--on-dark); padding: clamp(44px, 5vw, 64px) 0; border-top: 1px solid rgba(231,185,168,.14); }
.trust-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.trust-item { display: flex; align-items: center; gap: 18px; }
.trust-item h3 { color: #fff; font-size: 22px; }
.trust-item p { color: var(--on-dark-muted); font-size: 15px; margin-top: 4px; }

.medal {
  --rim: conic-gradient(from var(--a, 0deg), var(--accent-deep), var(--accent-light), rgba(231,185,168,.15), var(--accent-deep));
  position: relative; flex-shrink: 0; width: 72px; height: 72px; border-radius: 50%; display: grid; place-items: center;
  background: transparent;
}
.medal::before {
  content: ""; position: absolute; inset: 0; border-radius: inherit; padding: 1px; background: var(--rim);
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0); -webkit-mask-composite: xor; mask-composite: exclude;
}
@property --a { syntax: "<angle>"; inherits: false; initial-value: 0deg; }
.is-drawn .medal::before { animation: sweep 1.6s .6s var(--ease) 1; }
@keyframes sweep { to { --a: 360deg; } }
.medal svg { width: 40px; height: 40px; fill: none; stroke-linecap: round; stroke-linejoin: round; overflow: visible; }
.medal .fill { display: none; }
.medal .ln { stroke: var(--on-dark); stroke-width: 1.5; }
.medal .ac { stroke: var(--accent); stroke-width: 1.5; }
.draw .medal .ln, .draw .medal .ac { stroke-dasharray: 1; stroke-dashoffset: 1; transition: stroke-dashoffset 1.2s var(--ease); }
.draw .medal .ac { transition-delay: .7s; }
.draw.is-drawn .medal .ln, .draw.is-drawn .medal .ac { stroke-dashoffset: 0; }
.no-js .draw .medal .ln, .no-js .draw .medal .ac { stroke-dashoffset: 0; }
.medal-phone .arc { animation: arcs 2.6s 2s ease-in-out infinite; }
.medal-phone .arc2 { animation-delay: 2.3s; }
@keyframes arcs { 0%, 100% { opacity: 1; } 50% { opacity: .25; } }

/* ---------- Coverage ---------- */
.coverage { background: var(--ivory); padding: clamp(72px, 9vw, 128px) 0; }
.section-head { display: grid; grid-template-columns: 1.1fr .9fr; gap: 32px; align-items: end; margin-bottom: clamp(36px, 5vw, 56px); }
.section-head > p { color: var(--muted); max-width: 44ch; justify-self: end; }
.cov-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.cov-card {
  display: flex; flex-direction: column; background: var(--paper); border-radius: var(--r); overflow: hidden;
  border: 1px solid var(--line); transition: transform .4s var(--ease), box-shadow .4s var(--ease);
}
.cov-card:hover { transform: translateY(-4px); box-shadow: 0 2px 4px rgba(10,31,27,.06), 0 30px 60px -24px rgba(10,31,27,.3); }
.cov-photo { aspect-ratio: 4 / 3; overflow: hidden; background: linear-gradient(135deg, var(--rose), var(--accent-light)); }
.cov-photo img { width: 100%; height: 100%; object-fit: cover; transition: transform .8s var(--ease); }
.cov-card:hover .cov-photo img { transform: scale(1.04); }
.cov-body { padding: 26px 28px 30px; display: flex; flex-direction: column; flex: 1; }
.cov-kicker { font-size: 10.5px; font-weight: 700; letter-spacing: .22em; text-transform: uppercase; color: var(--accent-deep); margin-bottom: 8px; }
.cov-body h3 { font-size: 30px; }
.cov-body > p:not(.cov-kicker) { margin-top: 10px; font-size: 16px; color: var(--muted); }
.checks { list-style: none; padding: 0; margin: 18px 0 22px; display: grid; gap: 10px; font-size: 15px; font-weight: 500; color: var(--text); }
.checks li { display: flex; gap: 10px; align-items: flex-start; }
.cov-body .more { margin-top: auto; }

.cov-feature { grid-column: span 2; grid-row: span 1; flex-direction: row; background: var(--ink); color: var(--on-dark); border-color: transparent; }
.cov-feature .cov-photo { flex: 1.15; aspect-ratio: auto; min-height: 420px; }
.cov-feature .cov-body { flex: 1; padding: 44px 42px; justify-content: center; }
.cov-feature h3 { color: #fff; font-size: 46px; }
.cov-feature .cov-kicker { color: var(--accent); }
.cov-feature .cov-body > p:not(.cov-kicker) { color: var(--on-dark-muted); font-size: 17px; }
.cov-feature .checks { color: var(--on-dark); }
.cov-feature .i-check { stroke: var(--accent); }
.cov-feature .more { color: #fff; }

/* ---------- Note ---------- */
.note { background: var(--paper); padding: clamp(72px, 9vw, 128px) 0; }
.note-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: clamp(36px, 6vw, 96px); align-items: center; }
.note-photo { margin: 0; position: relative; isolation: isolate; }
.note-photo img { border-radius: var(--r-sm); width: 100%; aspect-ratio: 4 / 5; object-fit: cover; object-position: 50% 15%; box-shadow: 0 40px 80px -40px rgba(10,31,27,.55); }
.note-photo::before { content: ""; position: absolute; inset: 22px -22px -22px 22px; border: 1px solid var(--accent); border-radius: var(--r-sm); z-index: -1; }
.note-letter h2 { font-size: clamp(32px, 3.8vw, 46px); max-width: 18ch; }
.letter-body { margin-top: 28px; display: grid; gap: 18px; font-size: 18px; line-height: 1.7; max-width: 58ch; }
.signature { font-family: var(--serif); font-style: italic; font-size: 40px; color: var(--ink); margin-top: 30px; line-height: 1; }
.sig-role { font-size: 14px; color: var(--muted); margin-top: 8px; }
.note-actions { display: flex; align-items: center; gap: 26px; margin-top: 32px; flex-wrap: wrap; }

/* ---------- Open Enrollment ---------- */
.oe { background: var(--paper); padding: 0 0 clamp(72px, 9vw, 120px); }
.oe-card {
  display: grid; grid-template-columns: 1.1fr 1fr auto; gap: clamp(24px, 4vw, 48px); align-items: center;
  padding: clamp(28px, 4vw, 52px); border-radius: var(--r);
  background: var(--ivory); border: var(--hair);
}
.oe-copy h2 { font-size: clamp(30px, 3.4vw, 42px); }
.oe-copy p { margin: 14px 0 18px; color: var(--muted); max-width: 44ch; }
.oe-dates { list-style: none; padding: 0; margin: 0; display: grid; gap: 0; border-left: 1px solid rgba(163,86,106,.5); }
.oe-dates li { position: relative; padding: 10px 0 10px 22px; display: grid; }
.oe-dates li::before { content: ""; position: absolute; left: -5px; top: 18px; width: 9px; height: 9px; border-radius: 50%; background: var(--paper); border: 2px solid var(--accent-deep); }
.oe-dates b { color: var(--ink); font-family: var(--serif); font-weight: 500; font-size: 22px; }
.oe-dates span { font-size: 14.5px; color: var(--muted); }
.oe-count { display: grid; grid-template-columns: repeat(3, auto); gap: 8px; text-align: center; }
.oe-count div { background: var(--ink); color: #fff; border-radius: var(--r-sm); padding: 14px 10px; min-width: 76px; }
.oe-count b { display: block; font-family: var(--serif); font-weight: 500; font-size: 36px; line-height: 1; font-variant-numeric: lining-nums tabular-nums; }
.oe-count span { font-size: 11px; letter-spacing: .14em; text-transform: uppercase; color: var(--accent); font-weight: 700; }
.oe-count p { grid-column: 1 / -1; font-size: 13px; color: var(--muted); margin-top: 4px; }
.oe-note { grid-column: 1 / -1; font-size: 13px; color: var(--muted); border-top: 1px solid var(--line); padding-top: 16px; }

/* ---------- FAQ ---------- */
.faq-preview { background: var(--ivory); padding: clamp(72px, 9vw, 120px) 0; }
.faq-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(32px, 6vw, 96px); align-items: start; }
.faq-grid h2 { margin-bottom: 24px; }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list details:first-child { border-top: 1px solid var(--line); }
.faq-list summary {
  list-style: none; cursor: pointer; padding: 24px 48px 24px 0; position: relative;
  font-family: var(--serif); font-size: 22px; font-weight: 500; color: var(--ink);
}
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after {
  content: "+"; position: absolute; right: 0; top: 50%; translate: 0 -50%; width: 30px; height: 30px; border-radius: 50%;
  display: grid; place-items: center; font-family: var(--sans); font-weight: 300; font-size: 22px; color: var(--accent-deep); border: 1px solid rgba(163,86,106,.4);
  transition: rotate .3s var(--ease), background .3s;
}
.faq-list details[open] summary::after { rotate: 45deg; background: var(--ink); color: var(--accent); border-color: var(--ink); }
.faq-list details p { padding: 0 48px 24px 0; color: var(--muted); }

/* ---------- Quote form ---------- */
.quote { background: var(--ink); color: var(--on-dark); padding: clamp(72px, 9vw, 128px) 0; overflow: hidden; }
.quote-glow { position: absolute; inset: 0; z-index: -1; background: radial-gradient(50% 60% at 85% 30%, rgba(231,185,168,.16), transparent 70%), radial-gradient(40% 50% at 0% 100%, rgba(63,143,122,.18), transparent 70%); }
.quote-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: clamp(32px, 6vw, 88px); align-items: start; }
.quote h2 { color: #fff; }
.quote h2 em { color: var(--accent); }
.lede { margin-top: 20px; font-size: 18px; color: var(--on-dark-muted); max-width: 42ch; }
.quote-points { list-style: none; padding: 0; margin: 26px 0 32px; display: grid; gap: 12px; }
.quote-points li { display: flex; gap: 12px; align-items: center; }
.quote-points .i-check { stroke: var(--accent); }
.direct {
  display: inline-flex; align-items: center; gap: 14px; padding: 10px 22px 10px 10px; border-radius: var(--r-sm); text-decoration: none;
  background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.12); transition: border-color .3s;
}
.direct:hover { border-color: var(--accent); }
.direct img { width: 56px; height: 56px; border-radius: 50%; object-fit: cover; border: 2px solid var(--accent); }
.direct span { display: flex; flex-direction: column; font-size: 15px; color: var(--on-dark-muted); line-height: 1.35; }
.direct b { color: #fff; }

.qf {
  position: relative; background: var(--paper); color: var(--text); border-radius: var(--r); border-top: 2px solid var(--accent);
  padding: clamp(22px, 3vw, 34px); box-shadow: 0 50px 100px -40px rgba(0,0,0,.6);
  scroll-margin-top: calc(var(--header-h) + 12px);
}
.qf-head { display: flex; align-items: center; gap: 12px; padding-bottom: 20px; margin-bottom: 22px; border-bottom: 1px solid var(--line); }
.ring { position: relative; width: 40px; height: 40px; }
.ring svg { width: 40px; height: 40px; transform: rotate(-90deg); fill: none; stroke-width: 3; }
.ring circle { stroke: rgba(15,43,37,.1); }
.ring .ring-fill { stroke: var(--accent-deep); stroke-linecap: round; stroke-dasharray: 100; stroke-dashoffset: 80; transition: stroke-dashoffset .6s var(--ease); }
.ring b { position: absolute; inset: 0; display: grid; place-items: center; font-size: 14px; color: var(--ink); }
.qf-count { font-weight: 700; color: var(--ink); font-size: 11.5px; letter-spacing: .2em; text-transform: uppercase; }
.qf-secure { margin-left: auto; display: flex; align-items: center; gap: 6px; font-size: 13.5px; color: var(--muted); }
.qf-secure .i-sm { width: 16px; height: 16px; }

.qf-step { border: 0; padding: 0; margin: 0; min-width: 0; display: none; }
.qf-step.is-active { display: block; animation: stepIn .45s var(--ease); }
@keyframes stepIn { from { opacity: 0; transform: translateX(14px); } }
.qf-step legend { padding: 0; font-family: var(--serif); font-size: clamp(26px, 2.6vw, 32px); font-weight: 500; color: var(--ink); line-height: 1.15; margin-bottom: 20px; }
.qf-hint { color: var(--muted); font-size: 15px; margin: -8px 0 18px; }

.choices { display: grid; gap: 10px; }
.choices-2 { grid-template-columns: 1fr 1fr; }
.choices-tiles { grid-template-columns: repeat(6, 1fr); }
.choices-tiles .choice { grid-column: span 2; }
.choices-tiles .choice:nth-child(n+4) { grid-column: span 3; }
.choice-wide { grid-column: 1 / -1; }
.choice input { position: absolute; opacity: 0; pointer-events: none; }
.choice span {
  display: flex; align-items: center; gap: 12px; min-height: 58px; padding: 14px 18px; border-radius: var(--r-sm); cursor: pointer;
  border: 1.5px solid var(--line); background: #fff; font-weight: 600; color: var(--ink);
  transition: border-color .2s, background .2s, transform .25s var(--ease);
}
.choice span:hover { border-color: var(--accent); transform: translateY(-2px); }
.choice input:checked + span { border-color: var(--ink); background: var(--ivory); box-shadow: inset 0 0 0 1px var(--ink); }
.choice input:focus-visible + span { outline: 2px solid var(--accent); outline-offset: 2px; }
.choices-tiles .choice span { flex-direction: column; justify-content: center; text-align: center; padding: 18px 8px 14px; min-height: 120px; font-size: 14.5px; gap: 10px; }
.choices-tiles .tile-art { stroke: var(--ink); }
.choices-tiles .tile-art .ac { stroke: var(--accent-deep); }

.fields { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.field { display: grid; gap: 6px; font-size: 14px; font-weight: 600; color: var(--ink); }
.field-wide { grid-column: 1 / -1; }
.field input, .field select {
  font: inherit; font-size: 17px; font-weight: 500; color: var(--ink); height: 54px; padding: 0 16px; width: 100%;
  border-radius: var(--r-sm); border: 1px solid rgba(15,43,37,.18); background: #fff; transition: border-color .2s;
}
.field input:focus, .field select:focus { outline: none; border-color: var(--accent-deep); box-shadow: 0 0 0 4px rgba(231,185,168,.2); }
.consent { display: flex; gap: 12px; margin-top: 18px; font-size: 12.5px; line-height: 1.5; color: var(--muted); cursor: pointer; }
.consent input { width: 20px; height: 20px; margin-top: 1px; accent-color: var(--ink); flex-shrink: 0; }
.qf-next { width: 100%; margin-top: 20px; }
.qf-error { color: #B03A3A; font-size: 14px; font-weight: 600; margin-top: 12px; }
.qf-back { margin-top: 16px; background: none; border: 0; padding: 6px 0; font-weight: 600; font-size: 15px; color: var(--muted); }
.qf-back:hover { color: var(--ink); }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; }
.recaptcha-note { font-size: 11.5px; color: var(--muted); margin-top: 14px; text-align: center; }
.grecaptcha-badge { visibility: hidden; }

.qf-done { text-align: center; padding: 10px 0; animation: stepIn .5s var(--ease); }
.qf-done img { width: 96px; height: 96px; border-radius: 50%; object-fit: cover; margin: 0 auto 16px; border: 3px solid var(--accent); }
.qf-done h3 { font-family: var(--serif); font-style: italic; font-weight: 400; font-size: 48px; }
.qf-done > p { margin: 10px auto 22px; max-width: 40ch; color: var(--muted); }
.survey { text-align: left; display: grid; gap: 8px; }
.survey p { font-weight: 700; color: var(--ink); font-size: 15px; margin-top: 8px; }
.chips { display: flex; flex-wrap: wrap; gap: 8px; }
.chips button { border: 1px solid rgba(15,43,37,.18); background: #fff; border-radius: var(--r-sm); padding: 9px 16px; font-size: 14px; font-weight: 600; color: var(--ink); }
.chips button.is-on { background: var(--ink); color: #fff; border-color: var(--ink); }

/* ---------- Closing ---------- */
.closing { position: relative; overflow: hidden; background: var(--ink-900); color: var(--on-dark); padding: clamp(88px, 11vw, 160px) 0; text-align: center; }
.closing-light {
  position: absolute; inset: -40%;
  background: conic-gradient(from 0deg at 50% 50%, transparent, rgba(231,185,168,.18), transparent 30%, rgba(63,143,122,.2), transparent 60%, rgba(231,185,168,.12), transparent);
  filter: blur(50px); animation: spin 40s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }
.closing-inner { position: relative; }
.closing h2 { color: #fff; font-size: clamp(48px, 7.5vw, 104px); }
.closing h2 em { color: var(--accent); }
.closing p { margin: 22px auto 0; max-width: 46ch; color: var(--on-dark-muted); font-size: 18px; }
.closing-actions { display: flex; justify-content: center; gap: 14px; margin-top: 36px; flex-wrap: wrap; }

/* ---------- Footer ---------- */
.site-footer { position: relative; overflow: hidden; background: var(--ink); color: var(--on-dark-muted); padding: 56px 0 0; font-size: 15px; }
.footer-trust { list-style: none; padding: 0 0 36px; margin: 0 0 48px; display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; border-bottom: 1px solid rgba(238,243,241,.1); }
.footer-trust li, .footer-trust a { display: flex; gap: 12px; align-items: center; text-decoration: none; }
.footer-trust .i-sm { width: 26px; height: 26px; stroke: var(--on-dark); }
.footer-trust span { display: flex; flex-direction: column; line-height: 1.35; font-size: 14px; }
.footer-trust b { color: #fff; font-size: 15px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 32px; }
.footer-brand p { margin-top: 18px; }
.footer-phone { display: inline-block; margin-top: 14px; font-family: var(--serif); font-size: 30px; font-weight: 500; color: #fff; text-decoration: none; }
.footer-small { margin-top: 4px !important; font-size: 13.5px; }
.site-footer nav { display: flex; flex-direction: column; gap: 10px; }
.site-footer h2 { font-size: 12px; letter-spacing: .16em; text-transform: uppercase; color: var(--accent); margin-bottom: 6px; }
.site-footer nav a { text-decoration: none; transition: color .2s; }
.site-footer nav a:hover { color: #fff; }
.footer-legal { margin-top: 48px; padding: 28px 0 32px; border-top: 1px solid rgba(238,243,241,.1); font-size: 13px; line-height: 1.6; }
.footer-bottom { display: flex; gap: 24px; flex-wrap: wrap; margin-top: 18px; }
.footer-bottom a { text-decoration: none; }
.footer-credit { margin-left: auto; }
.footer-credit a { color: var(--accent); }
.footer-wordmark {
  font-family: var(--serif); font-style: italic; font-weight: 400; font-size: clamp(120px, 26vw, 380px); line-height: .78; text-align: center;
  color: rgba(231,185,168,.07); margin-bottom: -.1em; user-select: none;
}

/* ---------- Mobile dock ---------- */
.dock {
  position: fixed; left: 12px; right: 12px; bottom: max(12px, env(safe-area-inset-bottom)); z-index: 40;
  display: none; grid-template-columns: 1fr 1fr 1.4fr; gap: 6px; padding: 6px; border-radius: var(--r);
  background: rgba(10,31,27,.86); border: 1px solid rgba(231,185,168,.25);
  -webkit-backdrop-filter: blur(14px); backdrop-filter: blur(14px);
  transform: translateY(140%); transition: transform .45s var(--ease);
}
.dock.is-shown { transform: none; }
.dock a { display: flex; align-items: center; justify-content: center; gap: 8px; height: 50px; border-radius: var(--r-sm); text-decoration: none; color: #fff; font-weight: 700; font-size: 11.5px; letter-spacing: .16em; text-transform: uppercase; }
.dock .i-sm { stroke: var(--accent-light); width: 18px; height: 18px; }
.dock .dock-main { background: var(--accent); color: var(--ink-900); }
.menu-open .dock { transform: translateY(140%); }

/* ---------- Motion ---------- */
.reveal-words .w { display: inline-block; opacity: 0; transform: translateY(.4em); animation: wordUp .9s var(--ease) forwards; }
@keyframes wordUp { to { opacity: 1; transform: none; } }
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; }
  .reveal-words .w { opacity: 1; transform: none; }
  .arch-line path, .draw .medal .ln, .draw .medal .ac { stroke-dashoffset: 0; }
  html { scroll-behavior: auto; }
}

/* ---------- Responsive ---------- */
@media (max-width: 1100px) {
  .header-phone { display: none; }
  .nav-link { padding: 9px 12px; }
}
@media (max-width: 960px) {
  :root { --header-h: 68px; }
  .nav-pill, .header-cta .btn { display: none; }
  .burger { display: block; }
  .hero-grid, .note-grid, .faq-grid, .quote-grid { grid-template-columns: 1fr; }
  .hero-grid { gap: 0; }
  .hero-copy { display: contents; }
  .hero-portrait { order: 1; width: min(78vw, 380px); margin: 36px auto 8px; }
  .who { order: 3; max-width: none; }
  .section-head { grid-template-columns: 1fr; }
  .section-head > p { justify-self: start; }
  .cov-grid { grid-template-columns: 1fr 1fr; }
  .cov-feature { grid-column: 1 / -1; }
  .trust-grid { grid-template-columns: 1fr; gap: 22px; }
  .oe-card { grid-template-columns: 1fr; }
  .oe-count { justify-content: start; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-brand { grid-column: 1 / -1; }
  .dock { display: grid; }
  body { padding-bottom: 80px; }
  .note-photo { max-width: 420px; }
}
@media (max-width: 640px) {
  body { font-size: 16px; }
  .hero { padding-top: calc(var(--header-h) + 40px); }
  .hero h1 { font-size: clamp(36px, 10.5vw, 46px); }
  .logo-text b { font-size: 24px; }
  .who { padding: 14px; }
  .who-tiles { gap: 8px; }
  .who-tile { padding: 12px 2px 10px; font-size: 13px; }
  .tile-art { width: 44px; height: 33px; }
  .lang-chip { right: -6px; font-size: 12px; }
  .cov-grid { grid-template-columns: 1fr; }
  .cov-feature { flex-direction: column; }
  .cov-feature .cov-photo { min-height: 0; aspect-ratio: 4 / 3; flex: none; }
  .cov-feature .cov-body { padding: 22px 24px 28px; }
  .cov-feature h3 { font-size: 30px; }
  .footer-trust { grid-template-columns: 1fr; }
  .footer-credit { margin-left: 0; }
  .choices-tiles, .choices-2 { grid-template-columns: 1fr; }
  .choices-tiles .choice, .choices-tiles .choice:nth-child(n+4) { grid-column: auto; }
  .choices-tiles .choice span { flex-direction: row; justify-content: flex-start; text-align: left; min-height: 60px; padding: 8px 16px; }
  .choices-tiles .tile-art { width: 44px; height: 33px; }
  .fields, .fields-2 { grid-template-columns: 1fr; }
  .qf-head { padding-bottom: 14px; margin-bottom: 18px; }
  .qf-secure span, .qf-secure { font-size: 12.5px; }
  .note-photo::before { inset: 14px -10px -14px 14px; }
  .signature { font-size: 38px; }
  .faq-list summary { font-size: 17px; }
  .oe-count div { min-width: 0; }
}

/* ---------- Additions: rating, social, OE marker ---------- */
.hero-meta { display: flex; flex-wrap: wrap; align-items: center; gap: 10px 14px; margin-top: 26px; }
.hero-meta .oe-chip { margin-top: 0; }
.g-rating { display: inline-flex; align-items: center; gap: 8px; text-decoration: none; font-size: 14px; color: var(--on-dark-muted); padding: 8px 4px; }
.g-rating .stars { color: var(--accent); letter-spacing: 1px; font-size: 13px; }
.g-rating b { color: #fff; }
.g-rating:hover span:last-child { color: #fff; text-decoration: underline; text-underline-offset: 3px; }
.footer-tagline { font-size: 18px; color: var(--on-dark); margin-top: 18px; }
.footer-tagline em { color: var(--accent); }
.footer-tagline + p { margin-top: 6px; }
.footer-small a { color: var(--accent-light); }
.footer-social { margin-top: 16px; }
.footer-social a { display: inline-flex; align-items: center; gap: 8px; text-decoration: none; font-weight: 600; color: var(--on-dark); }
.footer-social a:hover { color: var(--accent-light); }
.oe-dates li.is-here::before { background: var(--accent); border-color: var(--accent); box-shadow: 0 0 0 5px rgba(231,185,168,.25); }
.oe-here { display: inline-block; margin-left: 8px; padding: 2px 8px; border-radius: 999px; background: var(--ink); color: var(--accent-light); font-size: 11px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; vertical-align: 2px; }
@media (max-width: 960px) { .hero-meta { order: 2; } }

/* ---------- Carriers ---------- */
.carriers { background: var(--paper); padding: 34px 0 30px; border-bottom: 1px solid var(--line); }
.carriers-row { display: flex; align-items: center; gap: 28px 48px; flex-wrap: wrap; justify-content: space-between; }
.carriers-row > p { font-weight: 700; color: var(--accent-deep); font-size: 11px; letter-spacing: .24em; text-transform: uppercase; white-space: nowrap; }
.carrier-list { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; align-items: center; gap: 10px 40px; }
.carrier-list img { height: 30px; width: auto; opacity: .62; transition: opacity .3s; }
.carrier-list .is-oscar img { height: 22px; }
.carrier-list li:hover img { opacity: 1; }
.carriers-note { font-size: 12px; color: var(--muted); margin-top: 14px; }

/* ---------- Inner pages ---------- */
.page-hero { position: relative; overflow: hidden; color: var(--on-dark); background: var(--ink); padding: calc(var(--header-h) + clamp(36px, 6vw, 72px)) 0 clamp(48px, 6vw, 80px); }
.page-hero .wrap { position: relative; }
.page-hero-grid { display: grid; grid-template-columns: minmax(0, 1.25fr) minmax(0, .75fr); gap: clamp(28px, 5vw, 64px); align-items: end; }
.page-hero h1 { color: #fff; font-size: clamp(40px, 5vw, 66px); max-width: 18ch; }
.page-hero h1 em { color: var(--accent); }
.page-intro { margin-top: 20px; font-size: clamp(17px, 1.5vw, 20px); color: var(--on-dark-muted); max-width: 52ch; }
.page-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.crumbs ol { list-style: none; padding: 0; margin: 0 0 24px; display: flex; flex-wrap: wrap; gap: 6px; font-size: 13.5px; color: var(--on-dark-muted); }
.crumbs li + li::before { content: "/"; margin-right: 6px; opacity: .5; }
.crumbs a { text-decoration: none; }
.crumbs a:hover { color: #fff; }
.crumbs [aria-current] { color: var(--accent-light); }
.facts { border-radius: var(--r-lg); padding: 22px 24px; }
.facts dl { margin: 0; display: grid; gap: 14px; }
.facts dt { font-size: 11.5px; letter-spacing: .14em; text-transform: uppercase; color: var(--accent); font-weight: 700; }
.facts dd { margin: 3px 0 0; color: #fff; font-size: 15px; line-height: 1.45; }

.page-body { display: grid; grid-template-columns: minmax(0, 1fr) 320px; gap: clamp(32px, 6vw, 88px); padding-top: clamp(56px, 7vw, 96px); padding-bottom: clamp(56px, 7vw, 96px); align-items: start; }
.page-body-single { grid-template-columns: minmax(0, 760px); }
.prose { display: grid; gap: clamp(36px, 4vw, 52px); }
.prose h2 { font-size: clamp(26px, 2.8vw, 34px); margin-bottom: 14px; }
.prose p { font-size: 17.5px; line-height: 1.75; max-width: 64ch; }
.prose p + p, .prose p + ul, .prose ul + p { margin-top: 14px; }
.prose a { color: var(--ink); text-decoration-color: var(--accent); text-underline-offset: 3px; font-weight: 600; }
.prose .checks { font-size: 16.5px; }
.city-list { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.page-aside { position: sticky; top: calc(var(--header-h) + 24px); }
.aside-card { background: var(--ivory); border: var(--hair); border-top: 2px solid var(--accent); border-radius: var(--r); padding: 28px; display: grid; justify-items: start; gap: 6px; }
.aside-card img { width: 72px; height: 72px; border-radius: 50%; object-fit: cover; border: 2px solid var(--accent); margin-bottom: 8px; }
.aside-name { font-family: var(--serif); font-weight: 500; color: var(--ink); font-size: 24px; }
.aside-role { font-size: 13.5px; color: var(--muted); }
.aside-card .btn { width: 100%; margin: 14px 0 6px; }
.aside-phone { font-size: 14.5px; font-weight: 600; text-decoration: none; color: var(--ink); padding: 4px 0; }
.aside-phone:hover { color: var(--accent-deep); }
.g-rating-dark { color: var(--muted); padding: 6px 0 0; }
.g-rating-dark b { color: var(--ink); }
.g-rating-dark .stars { color: var(--accent-deep); }

.page-faq { background: var(--ivory); padding: clamp(64px, 8vw, 110px) 0; }
.related { background: var(--paper); padding: clamp(48px, 6vw, 80px) 0; }
.related-links { display: grid; grid-template-columns: repeat(auto-fill, minmax(220px, 1fr)); gap: 12px; }
.related-links a { display: flex; justify-content: space-between; align-items: center; padding: 20px 22px; border-radius: var(--r-sm); border: 1px solid var(--line); background: #fff; text-decoration: none; font-family: var(--serif); font-size: 19px; font-weight: 500; color: var(--ink); transition: border-color .25s, transform .3s var(--ease); }
.related-links a:hover { border-color: var(--accent); transform: translateY(-2px); }
.related-links i { font-style: normal; color: var(--accent-deep); }

.hub { background: var(--ivory); padding: clamp(56px, 7vw, 100px) 0; }
.hub-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(280px, 1fr)); gap: 18px; }
.hub-card { display: flex; flex-direction: column; gap: 8px; padding: 32px; border-radius: var(--r); background: var(--paper); border: 1px solid var(--line); text-decoration: none; transition: transform .35s var(--ease), border-color .35s; }
.hub-card:hover { border-color: var(--accent); }
.hub-card:hover { transform: translateY(-4px); }
.hub-card h2 { font-size: 30px; }
.hub-card > p:not(.cov-kicker) { color: var(--muted); font-size: 16px; }
.hub-card .more { margin-top: 12px; }
.area-cols { display: grid; grid-template-columns: repeat(3, 1fr); gap: 40px; }
.area-cols h2 { font-size: 26px; margin-bottom: 16px; }
.area-cols h2 a { text-decoration: none; }
.area-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 2px; }
.area-list a { display: block; padding: 12px 0; border-bottom: 1px solid var(--line); text-decoration: none; font-family: var(--serif); font-size: 19px; color: var(--ink); }
.area-list a:hover { color: var(--accent-deep); }
.area-note { margin-top: 20px; font-size: 15px; color: var(--muted); }
.area-note a { color: var(--ink); font-weight: 700; }

.about-facts { background: var(--ivory); padding: 40px 0; }
.facts-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.facts-row > * { display: flex; flex-direction: column; gap: 4px; padding: 22px; border-radius: var(--r-sm); background: var(--paper); border: 1px solid var(--line); text-decoration: none; }
.facts-row b { color: var(--ink); }
.facts-row span { font-size: 14px; color: var(--muted); }
.faq-page { background: var(--paper); padding: clamp(56px, 7vw, 100px) 0; }
.faq-page .wrap { max-width: 900px; display: grid; gap: 48px; }
.faq-group h2 { font-size: 28px; margin-bottom: 8px; }

@media (max-width: 960px) {
  .page-hero-grid, .page-body { grid-template-columns: 1fr; }
  .page-aside { position: static; }
  .area-cols { grid-template-columns: 1fr; }
  .facts-row { grid-template-columns: 1fr 1fr; }
  .carriers-row { justify-content: flex-start; }
}
@media (max-width: 640px) {
  .city-list, .facts-row { grid-template-columns: 1fr; }
  .carrier-list { gap: 8px 22px; }
  .carrier-list img { height: 24px; }
  .carrier-list .is-oscar img { height: 18px; }
}

/* ---------- Stats ---------- */
.stats { background: var(--paper); padding: clamp(48px, 6vw, 80px) 0 clamp(36px, 4vw, 52px); }
.stats-row { margin: 0; display: grid; grid-template-columns: repeat(5, 1fr); }
.stats-row > div { padding: 6px clamp(14px, 2vw, 28px); border-left: 1px solid rgba(231,185,168,.45); display: flex; flex-direction: column-reverse; gap: 10px; }
.stats-row > div:first-child { border-left: 0; padding-left: 0; }
.stats-row dt { font-size: 10.5px; font-weight: 700; letter-spacing: .22em; text-transform: uppercase; color: var(--muted); line-height: 1.5; }
.stats-row dd { margin: 0; display: flex; align-items: baseline; gap: 10px; }
.stats-row b { font-family: var(--serif); font-weight: 400; font-size: clamp(44px, 5vw, 72px); line-height: .95; color: var(--ink); font-variant-numeric: lining-nums; letter-spacing: -.02em; }
.stats-stars { color: var(--accent-deep); font-size: 13px; letter-spacing: 2px; }
@media (max-width: 960px) {
  .stats-row { grid-template-columns: repeat(3, 1fr); row-gap: 28px; }
  .stats-row > div:nth-child(4) { border-left: 0; padding-left: 0; }
}
@media (max-width: 640px) {
  .stats-row { grid-template-columns: 1fr 1fr; }
  .stats-row > div { border-left: 0; padding-left: 0; border-top: 1px solid rgba(231,185,168,.45); padding-top: 16px; }
  .stats-row > div:nth-child(5) { grid-column: 1 / -1; }
}
.site-footer h2 { font-family: var(--sans); font-weight: 700; letter-spacing: .24em; font-size: 11px; }
.oe-here { font-family: var(--sans); }
@media (max-width: 640px) {
  .lang-chip { display: none; } /* bilingual is in the hero copy; keeps overlays off her face */
  .license-pill { left: 12px; bottom: 16px; }
  .who-head span { display: none; }
  .carrier-list { gap: 16px 28px; }
}

/* =====================================================================
   v3: top bar, photographic heroes, calculator, reviews, South Florida,
   Open Enrollment timer, schedule, form polish, join band
   ===================================================================== */
:root { --topbar-h: 36px; }

/* Top bar (collapses once you scroll) */
.topbar { height: var(--topbar-h); overflow: hidden; background: var(--ink-900); border-bottom: 1px solid rgba(231,185,168,.14); font-size: 12.5px; color: var(--on-dark-muted); transition: height .35s var(--ease), opacity .3s; }
.site-header.is-scrolled .topbar { height: 0; opacity: 0; }
.topbar-row { height: 100%; display: flex; align-items: center; gap: 22px; }
.topbar-row > * { white-space: nowrap; text-decoration: none; display: inline-flex; align-items: center; gap: 6px; }
.topbar-item + .topbar-item::before, .topbar-rating + .topbar-item::before { content: ""; width: 3px; height: 3px; border-radius: 50%; background: var(--accent); margin-right: 16px; opacity: .7; }
.topbar-rating .stars { color: var(--accent); letter-spacing: 1px; }
.topbar-rating b { color: #fff; }
.topbar-oe { margin-left: auto; color: var(--accent-light); font-weight: 600; }
.topbar-oe::before { display: none; }
.site-header { height: auto; }
.header-row { height: var(--header-h); }
.hero { padding-top: calc(var(--header-h) + var(--topbar-h) + clamp(36px, 6vw, 80px)); }
.page-hero { padding-top: calc(var(--header-h) + var(--topbar-h) + clamp(32px, 5vw, 64px)); }
.menu { padding-top: calc(var(--header-h) + var(--topbar-h) + 12px); }
.header-book { display: inline-flex; align-items: center; gap: 8px; font-size: 11.5px; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; text-decoration: none; color: var(--on-dark); }
.header-book:hover { color: var(--accent-light); }

/* Photographic heroes */
.hero-photo { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; opacity: .32; filter: saturate(.85); mix-blend-mode: luminosity; }
.hero .hero-photo { opacity: .38; mask-image: linear-gradient(90deg, rgba(0,0,0,.25), #000 55%); -webkit-mask-image: linear-gradient(90deg, rgba(0,0,0,.25), #000 55%); }
.hero-bg::before { z-index: 1; }
.hero-bg::after { content: ""; position: absolute; inset: 0; z-index: 1; background: linear-gradient(180deg, rgba(10,31,27,.55), rgba(10,31,27,.2) 40%, rgba(15,43,37,.92)); }
.hero-bg::before { background: radial-gradient(60% 70% at 78% 42%, rgba(231,185,168,.18), transparent 62%), radial-gradient(40% 50% at 10% 100%, rgba(63,143,122,.22), transparent 70%), linear-gradient(180deg, rgba(10,31,27,.85), rgba(15,43,37,.55) 45%, rgba(18,58,50,.75)); }
.page-hero .hero-bg { position: absolute; inset: 0; }
.page-hero .hero-bg::before { content: ""; position: absolute; inset: 0; }
.hero-bg .glow { z-index: 1; }
.hero-eyebrow { display: inline-flex; align-items: center; gap: 12px; font-size: 11px; font-weight: 700; letter-spacing: .24em; text-transform: uppercase; color: var(--accent); margin-bottom: 24px; }
.hero-eyebrow i { width: 4px; height: 4px; border-radius: 50%; background: var(--accent); opacity: .7; }
.hero-tag { max-width: 40ch; }
.hero-ctas { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.hero-ctas .i-sm { width: 18px; height: 18px; }
.hero-meta { margin-top: 22px; }
.hero-meta-sep { width: 1px; height: 18px; background: rgba(238,243,241,.25); }
.hero-lang { font-size: 13px; color: var(--on-dark-muted); letter-spacing: .04em; }
.oe-float {
  position: absolute; right: -16px; top: 18%; display: flex; align-items: center; gap: 10px; max-width: 230px;
  padding: 12px 16px; border-radius: var(--r-sm); background: var(--paper); color: var(--ink); font-size: 12.5px; font-weight: 700; line-height: 1.35;
  box-shadow: 0 24px 50px -20px rgba(0,0,0,.6); border-left: 2px solid var(--accent-deep); animation: floaty 6s ease-in-out infinite;
}
.oe-float i { width: 8px; height: 8px; flex-shrink: 0; border-radius: 50%; background: var(--accent-deep); box-shadow: 0 0 0 0 rgba(163,86,106,.5); animation: ping 2.4s infinite; }
@keyframes floaty { 50% { transform: translateY(-8px); } }
.about-hero-grid { display: grid; grid-template-columns: minmax(0, 1.2fr) minmax(0, .8fr); gap: clamp(28px, 5vw, 72px); align-items: center; position: relative; z-index: 2; }
.page-hero .wrap { z-index: 2; }
.about-portrait { margin: 0; justify-self: center; width: min(100%, 400px); }
.about-portrait img { width: 100%; aspect-ratio: 4 / 5; object-fit: cover; object-position: 50% 18%; border-radius: 999px 999px var(--r-sm) var(--r-sm); box-shadow: 0 40px 80px -36px rgba(0,0,0,.7); outline: 1px solid rgba(231,185,168,.5); outline-offset: 12px; }

/* Photo band (inner pages) */
.photo-band { position: relative; overflow: hidden; color: var(--on-dark); min-height: clamp(320px, 38vw, 460px); display: grid; align-items: end; }
.photo-band img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.photo-band::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(10,31,27,.05), rgba(10,31,27,.82)); }
.photo-band-copy { position: relative; z-index: 1; padding-bottom: clamp(32px, 5vw, 56px); }
.photo-band-line { font-family: var(--serif); font-size: clamp(30px, 4vw, 52px); color: #fff; line-height: 1.08; margin-bottom: 22px; max-width: 18ch; }
.photo-band-line em { color: var(--accent); }

/* Calculator */
.calc { background: var(--ink); color: var(--on-dark); padding: clamp(72px, 9vw, 128px) 0; overflow: hidden; }
.calc-grid { display: grid; grid-template-columns: .95fr 1.05fr; gap: clamp(36px, 6vw, 88px); align-items: center; }
.calc h2 { color: #fff; }
.calc h2 em { color: var(--accent); }
.calc-copy > p:not(.kicker) { margin-top: 20px; color: var(--on-dark-muted); max-width: 46ch; }
.calc-slider { display: block; margin-top: 34px; }
.calc-label { display: flex; justify-content: space-between; align-items: baseline; font-size: 11.5px; font-weight: 700; letter-spacing: .2em; text-transform: uppercase; color: var(--accent); }
.calc-label b { font-family: var(--serif); font-size: 34px; letter-spacing: 0; text-transform: none; font-weight: 500; color: #fff; }
.calc-slider input { width: 100%; margin: 18px 0 10px; appearance: none; -webkit-appearance: none; height: 2px; background: linear-gradient(90deg, var(--accent) var(--p, 13%), rgba(238,243,241,.2) var(--p, 13%)); outline: none; cursor: pointer; }
.calc-slider input::-webkit-slider-thumb { -webkit-appearance: none; width: 26px; height: 26px; border-radius: 50%; background: var(--paper); border: 6px solid var(--accent); box-shadow: 0 6px 18px rgba(0,0,0,.4); transition: transform .2s; }
.calc-slider input::-moz-range-thumb { width: 16px; height: 16px; border-radius: 50%; background: var(--paper); border: 6px solid var(--accent); }
.calc-slider input:active::-webkit-slider-thumb { transform: scale(1.15); }
.calc-ticks { display: flex; justify-content: space-between; font-size: 12px; color: var(--on-dark-muted); }
.calc-plans { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.calc-plan { padding: 26px; border-radius: var(--r); background: rgba(255,255,255,.04); border: 1px solid rgba(238,243,241,.12); transition: border-color .35s, background .35s, transform .35s var(--ease); }
.calc-plan.is-best { border-color: var(--accent); background: rgba(231,185,168,.08); transform: translateY(-4px); }
.calc-plan header p { font-size: 10.5px; font-weight: 700; letter-spacing: .22em; text-transform: uppercase; color: var(--accent); }
.calc-plan h3 { color: #fff; font-size: 26px; margin: 6px 0 6px; }
.calc-plan header span { font-size: 13px; color: var(--on-dark-muted); }
.calc-bar { height: 6px; margin: 22px 0 18px; background: rgba(238,243,241,.1); border-radius: 3px; overflow: hidden; }
.calc-bar i { display: block; height: 100%; width: 50%; background: linear-gradient(90deg, var(--jade), var(--accent)); border-radius: 3px; transition: width .5s var(--ease); }
.calc-total b { display: block; font-family: var(--serif); font-weight: 500; font-size: clamp(34px, 3.4vw, 46px); color: #fff; line-height: 1; font-variant-numeric: lining-nums tabular-nums; }
.calc-total span { font-size: 12.5px; color: var(--on-dark-muted); }
.calc-split { margin-top: 12px; font-size: 13px; color: var(--on-dark-muted); }
.calc-split span { color: var(--on-dark); font-weight: 600; }
.calc-verdict { grid-column: 1 / -1; font-family: var(--serif); font-style: italic; font-size: 22px; color: var(--accent-light); min-height: 1.4em; margin-top: 8px; }
.calc-note { grid-column: 1 / -1; font-size: 12px; color: var(--on-dark-muted); }

/* Reviews */
.reviews { background: var(--ivory); padding: clamp(72px, 9vw, 120px) 0; overflow: hidden; }
.reviews-head { display: flex; justify-content: space-between; align-items: end; gap: 24px; flex-wrap: wrap; margin-bottom: 40px; }
.g-badge { display: inline-flex; align-items: center; gap: 14px; padding: 14px 20px; border-radius: var(--r); background: var(--paper); border: var(--hair); text-decoration: none; transition: transform .3s var(--ease); }
.g-badge:hover { transform: translateY(-2px); }
.g-badge-score { font-family: var(--serif); font-size: 44px; line-height: 1; color: var(--ink); }
.g-badge-meta { display: grid; gap: 2px; font-size: 13px; color: var(--muted); }
.g-badge .stars { color: var(--accent-deep); letter-spacing: 2px; }
.rev-track { display: grid; grid-auto-flow: column; grid-auto-columns: minmax(300px, 1fr); gap: 16px; overflow-x: auto; scroll-snap-type: x mandatory; scrollbar-width: none; padding: 4px 2px 8px; }
.rev-track::-webkit-scrollbar { display: none; }
.rev-card { scroll-snap-align: start; margin: 0; padding: 30px 28px; background: var(--paper); border: 1px solid var(--line); border-radius: var(--r); display: flex; flex-direction: column; gap: 18px; transition: border-color .3s, transform .35s var(--ease); }
.rev-card:hover { border-color: rgba(163,86,106,.4); transform: translateY(-3px); }
.rev-card .stars { color: var(--accent-deep); letter-spacing: 3px; font-size: 14px; }
.rev-card blockquote { margin: 0; font-family: var(--serif); font-size: 21px; line-height: 1.4; color: var(--ink); flex: 1; }
.rev-card figcaption { display: flex; flex-direction: column; font-size: 13px; color: var(--muted); border-top: 1px solid var(--line); padding-top: 14px; }
.rev-card figcaption b { color: var(--ink); font-size: 15px; }
.rev-nav { display: flex; align-items: center; gap: 10px; margin-top: 26px; }
.rev-btn { width: 48px; height: 48px; border-radius: var(--r-sm); border: 1px solid rgba(15,43,37,.2); background: transparent; font-size: 18px; color: var(--ink); transition: background .25s, color .25s; }
.rev-btn:hover { background: var(--ink); color: #fff; }
.rev-nav .link-arrow { margin-left: auto; }

/* South Florida */
.sofla { background: var(--paper); padding: clamp(72px, 9vw, 120px) 0; }
.sofla-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; grid-template-rows: 260px 260px; gap: 14px; }
.sofla-tile { position: relative; overflow: hidden; border-radius: var(--r); text-decoration: none; color: #fff; isolation: isolate; }
.sofla-big { grid-row: span 2; }
.sofla-tile img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; transition: transform 1.2s var(--ease); z-index: -1; }
.sofla-tile::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, transparent 45%, rgba(10,31,27,.78)); z-index: -1; }
.sofla-tile:hover img { transform: scale(1.06); }
.sofla-tile span { position: absolute; left: 22px; bottom: 20px; font-family: var(--serif); font-size: 28px; line-height: 1.1; display: flex; flex-direction: column; }
.sofla-tile small { font-family: var(--sans); font-size: 10.5px; font-weight: 700; letter-spacing: .22em; text-transform: uppercase; color: var(--accent-light); margin-bottom: 6px; }
.sofla-cities { list-style: none; padding: 0; margin: 28px 0 0; display: flex; flex-wrap: wrap; gap: 8px; }
.sofla-cities a { display: inline-block; padding: 9px 14px; border: 1px solid var(--line); border-radius: var(--r-sm); text-decoration: none; font-size: 14px; font-weight: 600; color: var(--ink); transition: border-color .25s, background .25s; }
.sofla-cities a:hover { border-color: var(--accent-deep); background: var(--ivory); }

/* Open Enrollment timer */
.oe { padding-top: clamp(24px, 3vw, 40px); }
.oe-card { display: block; }
.oe-top { display: grid; grid-template-columns: 1.1fr .9fr; gap: clamp(24px, 4vw, 56px); align-items: center; }
.oe-copy p:not(.kicker) { margin: 14px 0 0; }
.oe-count { display: block; text-align: left; }
.oe-count-label { font-size: 11px; font-weight: 700; letter-spacing: .22em; text-transform: uppercase; color: var(--muted); margin-bottom: 12px; }
.oe-digits { display: grid; grid-template-columns: repeat(4, 1fr); gap: 8px; }
.oe-digits div { background: var(--ink); color: #fff; border-radius: var(--r-sm); padding: 18px 8px 14px; text-align: center; position: relative; overflow: hidden; }
.oe-digits div::after { content: ""; position: absolute; left: 0; right: 0; top: 50%; height: 1px; background: rgba(255,255,255,.08); }
.oe-digits b { display: block; font-family: var(--serif); font-weight: 500; font-size: clamp(34px, 4vw, 52px); line-height: 1; font-variant-numeric: lining-nums tabular-nums; }
.oe-digits b.tick { animation: tick .45s var(--ease); }
@keyframes tick { from { transform: translateY(-30%); opacity: .2; } }
.oe-digits span { display: block; margin-top: 8px; font-size: 10px; letter-spacing: .2em; text-transform: uppercase; color: var(--accent); font-weight: 700; }
.oe-track { margin-top: 40px; }
.oe-rail { position: relative; height: 2px; background: rgba(15,43,37,.12); margin: 0 6px; }
.oe-rail > i { position: absolute; left: 0; top: 0; bottom: 0; width: 0; background: linear-gradient(90deg, var(--jade), var(--accent-deep)); transition: width 1s var(--ease); }
.oe-today { position: absolute; top: 50%; translate: -50% -50%; left: 0; width: 14px; height: 14px; border-radius: 50%; background: var(--accent-deep); box-shadow: 0 0 0 6px rgba(163,86,106,.18); }
.oe-today b { position: absolute; bottom: 22px; left: 50%; translate: -50% 0; font-size: 10.5px; letter-spacing: .2em; text-transform: uppercase; color: var(--accent-deep); white-space: nowrap; }
.oe-track .oe-dates { border: 0; display: grid; grid-template-columns: 1fr 1fr 1fr; margin-top: 18px; }
.oe-track .oe-dates li { padding: 0; }
.oe-track .oe-dates li::before { display: none; }
.oe-track .oe-dates li:nth-child(2) { text-align: center; }
.oe-track .oe-dates li:nth-child(3) { text-align: right; }
.oe-foot { display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap; margin-top: 28px; padding-top: 18px; border-top: 1px solid var(--line); }
.oe-foot .oe-note { border: 0; padding: 0; }
.oe-actions { display: flex; align-items: center; gap: 22px; }

/* Schedule */
.schedule { background: var(--ivory); padding: clamp(72px, 9vw, 120px) 0; scroll-margin-top: 60px; }
.schedule-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(32px, 5vw, 72px); align-items: start; }
.schedule-copy > p:not(.kicker) { margin: 18px 0 22px; color: var(--muted); max-width: 42ch; }
.schedule-person { display: flex; align-items: center; gap: 14px; margin-top: 28px; padding-top: 22px; border-top: 1px solid var(--line); }
.schedule-person img { width: 56px; height: 56px; border-radius: 50%; object-fit: cover; outline: 1px solid var(--accent-deep); outline-offset: 3px; }
.schedule-person > span { display: flex; flex-direction: column; font-size: 13.5px; color: var(--muted); }
.schedule-person b { color: var(--ink); font-size: 16px; }
.schedule-person .stars { color: var(--accent-deep); letter-spacing: 2px; }
.schedule-embed { min-height: 680px; background: var(--paper); border: 1px solid var(--line); border-top: 2px solid var(--accent-deep); border-radius: var(--r); overflow: hidden; position: relative; }
.schedule-embed iframe { width: 100%; height: 700px; border: 0; display: block; }
.schedule-fallback { position: absolute; inset: 0; display: grid; place-content: center; justify-items: center; gap: 16px; text-align: center; color: var(--muted); }
.schedule-embed.is-loaded .schedule-fallback { display: none; }

/* Form polish */
.qf-progress { display: grid; grid-template-columns: repeat(5, 1fr); gap: 6px; margin: -8px 0 18px; }
.qf-progress i { height: 3px; border-radius: 2px; background: rgba(15,43,37,.1); transition: background .4s; }
.qf-progress i.is-on { background: linear-gradient(90deg, var(--jade), var(--accent-deep)); }
.qf-summary { list-style: none; padding: 0; margin: 0 0 18px; display: flex; flex-wrap: wrap; gap: 6px; }
.qf-summary:empty { display: none; }
.qf-summary li { font-size: 12px; font-weight: 700; padding: 6px 10px; border-radius: var(--r-sm); background: var(--ivory); color: var(--ink); border: 1px solid rgba(15,43,37,.1); animation: stepIn .35s var(--ease); }
.qf-trust { list-style: none; padding: 0; margin: 18px 0 0; display: flex; flex-wrap: wrap; justify-content: center; gap: 8px 18px; font-size: 12.5px; color: var(--muted); }
.qf-trust li { display: inline-flex; align-items: center; gap: 6px; }
.qf-trust .stars { color: var(--accent-deep); letter-spacing: 1px; }
.qf-trust .i-sm { width: 15px; height: 15px; }
.direct + .direct { margin-top: 10px; }
.quote-intro .direct { display: flex; max-width: 380px; }
.direct-icon { width: 56px; height: 56px; border-radius: 50%; display: grid; place-items: center; border: 1px solid rgba(231,185,168,.5); flex-shrink: 0; }
.direct-icon .i-sm { width: 22px; height: 22px; color: var(--accent); }
.qf-done a, .qf-apply a { color: var(--accent-deep); font-weight: 700; }
.choice input:checked + span .tile-art { stroke: var(--accent-deep); }

/* Note badge, sidebar portrait, join band */
.note-badge { position: absolute; right: -14px; bottom: 28px; padding: 12px 16px; background: var(--ink); color: #fff; font-size: 13px; font-weight: 700; border-radius: var(--r-sm); box-shadow: 0 20px 40px -18px rgba(0,0,0,.6); }
.note-badge .stars { color: var(--accent); letter-spacing: 1px; margin-right: 4px; }
.aside-photo { margin: -28px -28px 18px; width: calc(100% + 56px); }
.aside-photo img { width: 100%; aspect-ratio: 1 / 1; object-fit: cover; object-position: 50% 15%; border-radius: var(--r) var(--r) 0 0; }
.aside-card img.aside-photo-img { border: 0; }
.aside-name span { font-style: italic; color: var(--accent-deep); }
.aside-trust { list-style: none; padding: 0; margin: 10px 0 0; display: grid; gap: 6px; font-size: 14px; color: var(--text); }
.aside-trust li { display: flex; gap: 8px; }
.join-band { background: var(--paper); padding: clamp(56px, 7vw, 88px) 0; border-top: 1px solid var(--line); }
.join-row { display: flex; justify-content: space-between; align-items: center; gap: 32px; flex-wrap: wrap; }
.join-row h2 { font-size: clamp(30px, 3.4vw, 44px); }
.join-row p:not(.kicker) { margin-top: 12px; color: var(--muted); max-width: 52ch; }

/* Responsive */
@media (max-width: 1100px) { .header-book span { display: none; } }
@media (max-width: 960px) {
  .topbar-item { display: none; }
  .topbar-oe { display: inline-flex; }
  .calc-grid, .schedule-grid, .about-hero-grid, .oe-top { grid-template-columns: 1fr; }
  .sofla-grid { grid-template-columns: 1fr 1fr; grid-template-rows: 300px 200px 200px; }
  .sofla-big { grid-column: 1 / -1; grid-row: auto; }
  .oe-float { right: 8px; top: auto; bottom: -18px; }
  .hero-ctas { order: 1; }
  .hero-meta { order: 2; }
  .hero-eyebrow, .hero-tag { order: 0; }
  .header-book { display: none; }
  .about-portrait { width: min(70vw, 340px); margin-top: 12px; }
}
@media (max-width: 640px) {
  :root { --topbar-h: 32px; }
  .topbar { font-size: 11.5px; }
  .topbar-oe { display: none; }
  .calc-plans { grid-template-columns: 1fr; }
  .sofla-grid { grid-template-columns: 1fr; grid-template-rows: none; grid-auto-rows: 220px; }
  .oe-digits div { padding: 14px 4px 10px; }
  .oe-track .oe-dates span { font-size: 12px; }
  .note-badge { right: 8px; bottom: 12px; }
  .hero-eyebrow { font-size: 10px; letter-spacing: .18em; gap: 8px; }
  .rev-track { grid-auto-columns: 86%; }
  .hero-ctas .btn { flex: 1 1 100%; }
}
.aside-card .aside-photo img { width: 100%; height: auto; border-radius: var(--r) var(--r) 0 0; border: 0; margin: 0; }
/* keep photo overlays beneath hero content */
.hero-bg { z-index: 0; }
.hero-grid, .page-hero .wrap { position: relative; z-index: 2; }
/* hero photography: more visible city, overlays kept off her face */
.hero .hero-photo { opacity: .62; mix-blend-mode: normal; filter: saturate(.9) brightness(.8); }
.hero .hero-bg::after { background: linear-gradient(90deg, rgba(10,31,27,.94) 0%, rgba(10,31,27,.72) 42%, rgba(10,31,27,.35) 75%, rgba(10,31,27,.55)), linear-gradient(180deg, transparent 60%, rgba(15,43,37,.95)); }
.hero .hero-bg::before { opacity: .55; }
.page-hero .hero-photo { opacity: .5; mix-blend-mode: normal; filter: saturate(.85) brightness(.75); }
.page-hero .hero-bg::after { background: linear-gradient(90deg, rgba(10,31,27,.95), rgba(10,31,27,.7) 55%, rgba(10,31,27,.45)), linear-gradient(180deg, transparent 55%, rgba(15,43,37,.9)); }
.oe-float { top: auto; bottom: 96px; right: -28px; }
.sofla-grid .sofla-tile:last-child { grid-column: span 2; }
.oe-track { margin-top: 64px; }
@media (max-width: 960px) { .sofla-grid .sofla-tile:last-child { grid-column: 1 / -1; } }
@media (max-width: 640px) { .sofla-grid .sofla-tile:last-child { grid-column: auto; } }
.hero-eyebrow { flex-wrap: wrap; }
.hero-eyebrow span { white-space: nowrap; }
@media (max-width: 960px) {
  .oe-float { position: relative; right: auto; bottom: auto; margin: 22px auto 0; max-width: none; width: fit-content; animation: none; }
}
@media (max-width: 640px) {
  .hero-meta-sep { display: none; }
  .hero-meta { gap: 4px 14px; }
}
@media (max-width: 960px) {
  .oe-float { display: none; }
  .topbar-rating { display: none; }
  .topbar-oe { display: inline-flex !important; margin: 0 auto; }
}

/* =====================================================================
   v4: Cormorant display, light sky hero with cutout, light header,
   monogram logo, Google stars, verified seals
   ===================================================================== */
:root { --serif: "Cormorant Garamond", "Didot", Georgia, serif; }
h1, h2 { font-weight: 500; letter-spacing: -.01em; }
h3 { font-weight: 600; }
h2 { font-size: clamp(36px, 4.8vw, 60px); }
em { font-weight: 500; }
.signature { font-size: 46px; font-weight: 500; }
.cov-body h3 { font-size: 32px; }
.cov-feature h3 { font-size: 52px; }
.faq-list summary { font-size: 24px; font-weight: 600; }
.qf-step legend { font-size: clamp(28px, 2.8vw, 36px); font-weight: 600; }
.stats-row b { font-weight: 500; font-size: clamp(50px, 5.6vw, 80px); }
.oe-digits b, .oe-count b { font-weight: 600; }
.trust-item h3 { font-size: 25px; }
.rev-card blockquote { font-size: 23px; font-weight: 500; }

/* Light header everywhere */
.site-header { color: var(--ink); }
.site-header::before { opacity: 1; background: rgba(251, 250, 247, .9); border-bottom: 1px solid rgba(15,43,37,.08); }
.site-header.is-scrolled::before { box-shadow: 0 10px 30px -18px rgba(10,31,27,.35); }
.logo { color: var(--ink); gap: 12px; }
.logo-mark { width: 46px; height: 46px; color: var(--ink); }
.logo-text b { font-family: var(--serif); font-size: 31px; font-weight: 600; letter-spacing: .015em; text-transform: none; margin-right: 0; line-height: .9; }
.logo-text small { font-size: 8.5px; letter-spacing: .38em; color: var(--accent-deep); margin-top: 5px; }
.logo-light, .logo-light .logo-mark { color: var(--on-dark); }
.nav-link { color: var(--ink); }
.nav-link:hover, .nav-link[aria-expanded="true"] { color: var(--accent-deep); }
.nav-link::after { background: var(--accent-deep); }
.header-phone { color: var(--ink); }
.header-phone span { color: var(--accent-deep); }
.header-book { color: var(--ink); }
.header-book:hover { color: var(--accent-deep); }
.header-cta .btn-accent { background: var(--ink); color: #fff; }
.header-cta .btn-accent:hover { background: var(--ink-700); }
.burger { border-color: rgba(15,43,37,.2); color: var(--ink); }
.menu-open .site-header::before { background: var(--ink-900); border-color: transparent; }
.menu-open .site-header, .menu-open .logo, .menu-open .logo-mark, .menu-open .burger { color: var(--on-dark); }
.scroll-line i { background: linear-gradient(90deg, var(--jade), var(--accent-deep)); }

/* Google stars + verified seal */
.i-google { width: 16px; height: 16px; flex-shrink: 0; }
.g-stars { display: inline-flex; align-items: center; gap: 7px; text-decoration: none; font-size: 14px; color: inherit; }
.g-stars .stars { color: #F5B400; letter-spacing: 1px; font-size: 14px; }
.g-stars b { font-weight: 800; }
.seal { width: 18px; height: 18px; flex-shrink: 0; vertical-align: -3px; }
.seal-body { fill: var(--jade); }
.seal-check { fill: none; stroke: #fff; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.topbar .stars, .topbar-rating .stars { color: #F5B400; }
.topbar .seal { width: 15px; height: 15px; }
.topbar-item { gap: 6px; }
.aside-name .seal { width: 20px; height: 20px; vertical-align: -2px; }
.schedule-person b .seal { width: 16px; height: 16px; }
.schedule-person .g-stars { margin-top: 4px; font-size: 13px; color: var(--muted); }
.footer-trust .seal, .footer-trust .i-google { width: 24px; height: 24px; }
.footer-trust .stars { color: #F5B400; letter-spacing: 1px; margin-right: 4px; }
.g-badge-g { display: inline-flex; align-items: center; gap: 6px; }
.g-badge .stars { color: #F5B400; }
.rev-card .stars, .stats-stars { color: #F5B400; }
.qf-trust .seal { width: 15px; height: 15px; }
.qf-trust .g-stars { font-size: 12.5px; color: var(--muted); }

/* ---------- Light sky hero ---------- */
.hero.hero-light { background: #DCEAF2; color: var(--ink); padding-bottom: 0; }
.hero-light .hero-bg::before, .hero-light .hero-bg::after { display: none; }
.hero-light .hero-photo { opacity: 1; mix-blend-mode: normal; filter: saturate(1.02) brightness(1.04); mask-image: none; -webkit-mask-image: none; object-position: 50% 70%; }
.hero-light .hero-wash { position: absolute; inset: 0; z-index: 1; background:
  linear-gradient(90deg, rgba(251,250,247,.96) 0%, rgba(251,250,247,.86) 34%, rgba(251,250,247,.25) 62%, rgba(251,250,247,0) 80%),
  linear-gradient(180deg, rgba(251,250,247,0) 70%, rgba(251,250,247,.6)); }
.hero-light .glow { display: none; }
.hero-light .hero-grid { align-items: end; min-height: min(760px, calc(100vh - 80px)); }
.hero-light .hero-copy { padding-bottom: clamp(48px, 6vw, 88px); }
.hero-light .hero-eyebrow { color: var(--accent-deep); }
.hero-light .hero-eyebrow i { background: var(--accent-deep); }
.hero-light h1 { color: var(--ink); font-size: clamp(50px, 6.6vw, 96px); font-weight: 500; line-height: .98; letter-spacing: -.015em; max-width: 12ch; }
.hero-light h1 em { color: var(--accent-deep); font-weight: 500; }
.hero-light .hero-tag { color: var(--text); font-size: clamp(18px, 1.5vw, 20px); }
.hero-light .btn-ghost-light { color: var(--ink); border-color: rgba(15,43,37,.3); }
.hero-light .btn-ghost-light:hover { border-color: var(--ink); }
.hero-light .hero-ctas .btn-accent { background: var(--ink); color: #fff; }
.hero-light .hero-ctas .btn-accent:hover { background: var(--ink-700); }
.hero-light .hero-meta { color: var(--text); font-size: 14px; gap: 10px 16px; }
.hero-light .hero-meta-sep { background: rgba(15,43,37,.2); }
.hero-light .hero-lang { color: var(--muted); }
.hero-verified { display: inline-flex; align-items: center; gap: 7px; font-weight: 700; font-size: 14px; color: var(--ink); text-decoration: none; }
.hero-light .who { background: rgba(255,255,255,.62); border: 1px solid rgba(255,255,255,.9); box-shadow: 0 30px 60px -34px rgba(15,43,37,.35); }
.hero-light .who-head h2 { color: var(--ink); }
.hero-light .who-head span { color: var(--accent-deep); }
.hero-light .who-tile { color: var(--ink); border-color: rgba(15,43,37,.12); background: rgba(255,255,255,.55); }
.hero-light .who-tile:hover { border-color: var(--accent-deep); background: #fff; }
.hero-light .tile-art .ac { stroke: var(--accent-deep); }

.hero-cutout { position: relative; margin: 0; align-self: end; justify-self: center; width: min(100%, 560px); }
.hero-cutout img { display: block; width: 100%; height: auto; filter: drop-shadow(0 30px 40px rgba(15,43,37,.22)); }
.hero-cutout::after { content: ""; position: absolute; left: -10%; right: -10%; bottom: 0; height: 18%; background: linear-gradient(180deg, rgba(251,250,247,0), rgba(251,250,247,.9)); pointer-events: none; }
.hero-chip {
  position: absolute; z-index: 2; display: flex; align-items: center; gap: 10px; padding: 12px 16px;
  background: rgba(255,255,255,.82); border: 1px solid rgba(255,255,255,.95); border-radius: var(--r);
  -webkit-backdrop-filter: blur(12px); backdrop-filter: blur(12px); box-shadow: 0 24px 50px -24px rgba(15,43,37,.45);
  text-decoration: none; color: var(--ink); font-size: 13px; line-height: 1.3; animation: floaty 7s ease-in-out infinite;
}
.hero-chip b { display: block; font-size: 14px; }
.hero-chip small { color: var(--muted); font-size: 12px; }
.hero-chip .seal { width: 28px; height: 28px; }
.hero-chip-license { left: -6%; bottom: 22%; }
.hero-chip-google { right: -4%; bottom: 36%; animation-delay: -3s; }
.hero-chip-google .stars { color: #F5B400; letter-spacing: 1px; }
.hero-chip-google .i-google { width: 22px; height: 22px; }
.hero-chip-oe { right: 2%; bottom: 10%; animation-delay: -1.5s; }
.hero-chip-oe i { width: 8px; height: 8px; border-radius: 50%; background: var(--accent-deep); animation: ping 2.4s infinite; }
.hero-light + .trust { border-top: 0; }

@media (max-width: 960px) {
  .hero-light .hero-grid { min-height: 0; }
  .hero-light .hero-copy { padding-bottom: 0; }
  .hero-light .hero-wash { background: linear-gradient(180deg, rgba(251,250,247,.92), rgba(251,250,247,.75) 45%, rgba(251,250,247,.15) 75%, rgba(251,250,247,.7)); }
  .hero-cutout { order: 4; width: min(92vw, 460px); margin: 28px auto 0; }
  .hero-chip-license { left: 0; bottom: 14%; }
  .hero-chip-google { right: 0; bottom: 30%; }
  .hero-chip-oe { display: none; }
  .header-cta .btn-accent { display: none; }
}
@media (max-width: 640px) {
  .hero-light h1 { font-size: clamp(44px, 12.5vw, 56px); }
  .hero-chip { padding: 9px 12px; font-size: 12px; }
  .hero-chip b { font-size: 13px; }
  .logo-text b { font-size: 27px; }
  .logo-mark { width: 40px; height: 40px; }
}
/* fit the light hero in one screen on laptops */
.hero.hero-light { padding-top: calc(var(--header-h) + var(--topbar-h) + clamp(24px, 3.5vw, 52px)); }
.hero-light h1 { font-size: clamp(48px, 5.6vw, 82px); max-width: 14ch; }
.hero-light .hero-tag { margin-top: 18px; }
.hero-light .hero-ctas { margin-top: 24px; }
.hero-light .who { margin-top: 24px; }
.hero-light .hero-copy { padding-bottom: clamp(36px, 4vw, 56px); }
.hero-light .hero-grid { min-height: 0; }
@media (min-width: 961px) { .hero-light .hero-grid { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); } }
.hero-cutout { width: min(100%, 620px); margin-top: 24px; }
@media (min-width: 961px) and (max-height: 860px) { .hero-light .who { display: none; } }
@media (max-width: 960px) {
  .hero-light .hero-cutout { order: 3; margin-top: 30px; }
  .hero-light .who { order: 4; margin-top: 0; position: relative; z-index: 3; margin-bottom: 36px; }
  .hero-light .hero-cutout::after { height: 26%; }
}
.site-header::before { background: rgba(251, 250, 247, .97); }
/* coconut palms, slightly deeper hero tone */
.hero.hero-light { background: #BFD6E6; }
.hero-light .hero-photo { object-position: 60% 40%; filter: saturate(.95) brightness(.9) contrast(1.02); }
.hero-light .hero-wash { background:
  linear-gradient(90deg, rgba(244,247,249,.93) 0%, rgba(244,247,249,.8) 30%, rgba(244,247,249,.3) 55%, rgba(244,247,249,0) 72%),
  linear-gradient(180deg, rgba(10,31,27,.10), rgba(10,31,27,0) 30%, rgba(10,31,27,0) 75%, rgba(244,247,249,.55)); }
.hero-cutout img { filter: drop-shadow(0 30px 40px rgba(10,31,27,.3)) brightness(.97); }
.hero-cutout::after { background: linear-gradient(180deg, rgba(244,247,249,0), rgba(244,247,249,.85)); }
@media (max-width: 960px) {
  .hero-light .hero-wash { background: linear-gradient(180deg, rgba(244,247,249,.9), rgba(244,247,249,.7) 45%, rgba(244,247,249,.1) 72%, rgba(244,247,249,.6)); }
}
.hero-light .hero-wash { background:
  linear-gradient(90deg, rgba(244,247,249,.95) 0%, rgba(244,247,249,.88) 34%, rgba(244,247,249,.4) 54%, rgba(244,247,249,0) 70%),
  linear-gradient(180deg, rgba(10,31,27,.10), rgba(10,31,27,0) 30%, rgba(10,31,27,0) 75%, rgba(244,247,249,.55)); }
.hero-light .hero-lang { color: var(--text); font-weight: 600; }
@media (max-width: 960px) {
  .hero-light .hero-wash { background: linear-gradient(180deg, rgba(244,247,249,.94), rgba(244,247,249,.9) 48%, rgba(244,247,249,.15) 66%, rgba(244,247,249,.6)); }
}

/* ---------- Dark palms hero: emerald gradient over coconut palms ---------- */
.hero-dark.hero-light { background: var(--ink-900); color: var(--on-dark); }
.hero-dark .hero-photo { filter: saturate(.9) brightness(.85); object-position: 62% 35%; }
.hero-dark .hero-wash { background:
  linear-gradient(90deg, rgba(8,26,22,.96) 0%, rgba(10,31,27,.88) 32%, rgba(10,31,27,.55) 58%, rgba(10,31,27,.35) 78%, rgba(10,31,27,.5) 100%),
  linear-gradient(180deg, rgba(8,26,22,.55) 0%, rgba(8,26,22,.1) 35%, rgba(8,26,22,.2) 70%, rgba(8,26,22,.92) 100%); }
.hero-dark .hero-eyebrow { color: var(--accent); }
.hero-dark .hero-eyebrow i { background: var(--accent); }
.hero-dark h1 { color: #fff; }
.hero-dark h1 em { color: var(--accent); }
.hero-dark .hero-tag { color: var(--on-dark); }
.hero-dark .hero-ctas .btn-accent { background: var(--accent); color: var(--ink-900); }
.hero-dark .hero-ctas .btn-accent:hover { background: var(--accent-light); }
.hero-dark .btn-ghost-light { color: #fff; border-color: rgba(238,243,241,.35); }
.hero-dark .btn-ghost-light:hover { border-color: #fff; }
.hero-dark .hero-meta, .hero-dark .hero-verified, .hero-dark .hero-lang { color: var(--on-dark); }
.hero-dark .g-stars b { color: #fff; }
.hero-dark .hero-meta-sep { background: rgba(238,243,241,.25); }
.hero-dark .seal-body { fill: #4FB394; }
.hero-dark .who { background: rgba(255,255,255,.07); border: 1px solid rgba(238,243,241,.16); box-shadow: 0 30px 60px -30px rgba(0,0,0,.6); }
.hero-dark .who-head h2 { color: #fff; }
.hero-dark .who-head span { color: var(--accent); }
.hero-dark .who-tile { color: var(--on-dark); background: rgba(255,255,255,.04); border-color: rgba(238,243,241,.14); }
.hero-dark .who-tile:hover { background: rgba(231,185,168,.1); border-color: var(--accent); }
.hero-dark .tile-art .ac { stroke: var(--accent); }
.hero-dark .hero-cutout img { filter: drop-shadow(0 30px 50px rgba(0,0,0,.55)) brightness(1); }
.hero-dark .hero-cutout::after { background: linear-gradient(180deg, rgba(8,26,22,0), rgba(8,26,22,.95)); }
.hero-dark .hero-cutout::before { content: ""; position: absolute; inset: 12% 8% 0; z-index: -1; background: radial-gradient(closest-side, rgba(231,185,168,.28), transparent 75%); filter: blur(20px); }
.hero-dark .hero-chip .seal-body { fill: var(--jade); }
.hero-dark + .trust { border-top: 1px solid rgba(231,185,168,.12); }
@media (max-width: 960px) {
  .hero-dark .hero-wash { background: linear-gradient(180deg, rgba(8,26,22,.94), rgba(8,26,22,.82) 50%, rgba(8,26,22,.35) 70%, rgba(8,26,22,.9)); }
}

/* closing section: palms under a deep gradient */
.closing-photo { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: 50% 40%; filter: saturate(.8) brightness(.7); }
.closing::before { content: ""; position: absolute; inset: 0; z-index: 0; background: linear-gradient(180deg, rgba(8,26,22,.92), rgba(8,26,22,.7) 50%, rgba(8,26,22,.94)); }
.closing-light { z-index: 0; opacity: .6; }
.closing-inner { z-index: 1; }
.closing { isolation: isolate; }
.closing-photo { z-index: -1; }

/* =====================================================================
   v7: solid emerald hero with architectural grid, hero bullets,
   mobile call bar, How it works, Life changes
   ===================================================================== */
.hero-dark.hero-light { background: radial-gradient(70% 90% at 78% 30%, #1B4A40 0%, rgba(27,74,64,0) 60%), linear-gradient(160deg, #0B221D 0%, #0F2B25 45%, #12352E 100%); }
.hero-dark .hero-wash { background: radial-gradient(45% 55% at 72% 60%, rgba(231,185,168,.14), transparent 70%), linear-gradient(180deg, rgba(8,26,22,0) 70%, rgba(8,26,22,.6)); }
.hero-grid-lines { position: absolute; inset: 0; z-index: 1; opacity: .9;
  background-image:
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cpath d='M0 .5h160M.5 0v160' stroke='%23EEF3F1' stroke-opacity='.06'/%3E%3Cpath d='M80 74v12M74 80h12' stroke='%23E7B9A8' stroke-opacity='.35' stroke-width='1.2'/%3E%3C/svg%3E");
  mask-image: radial-gradient(120% 90% at 30% 40%, #000 40%, transparent 85%); -webkit-mask-image: radial-gradient(120% 90% at 30% 40%, #000 40%, transparent 85%); }
.hero-grid-lines::after { content: ""; position: absolute; inset: 0; background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='1200' height='900' viewBox='0 0 1200 900' fill='none'%3E%3Cpath d='M-50 820C250 640 520 700 760 520S1100 160 1260 120' stroke='%23E7B9A8' stroke-opacity='.18'/%3E%3Cpath d='M-50 870C300 700 560 760 800 590S1120 260 1260 220' stroke='%23EEF3F1' stroke-opacity='.08'/%3E%3C/svg%3E") center / cover no-repeat; }
.hero-dark .hero-cutout::after { background: linear-gradient(180deg, rgba(15,43,37,0), rgba(15,43,37,.95)); }

.hero-points { list-style: none; padding: 0; margin: 24px 0 0; display: grid; gap: 12px; font-size: 17px; color: var(--on-dark); }
.hero-points li { display: flex; align-items: center; gap: 12px; }
.hero-points b { color: #fff; font-weight: 700; }
.i-chev { width: 18px; height: 18px; flex-shrink: 0; fill: none; stroke: var(--accent); stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.hero-light .hero-points li .i-chev { padding: 0; }

/* Mobile call bar in the top strip */
.topbar-call { display: none; align-items: center; gap: 12px; color: #fff; font-size: 13px; }
.topbar-call i { font-style: normal; font-weight: 800; padding: 5px 12px; border-radius: 999px; background: var(--paper); color: var(--ink); letter-spacing: .01em; }
@media (max-width: 960px) {
  :root { --topbar-h: 46px; }
  .topbar-oe { display: none !important; }
  .topbar-call { display: inline-flex; margin: 0 auto; }
  .topbar-call b { color: #fff; }
}

/* How it works */
.steps { background: var(--paper); padding: clamp(72px, 9vw, 120px) 0; }
.steps-row { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; border-top: 1px solid var(--line); }
.steps-row li { position: relative; padding: 36px 32px 8px 0; display: flex; flex-direction: column; gap: 12px; }
.steps-row li + li { padding-left: 32px; border-left: 1px solid var(--line); }
.steps-row li::before { content: ""; position: absolute; top: -1px; left: 0; width: 56px; height: 2px; background: var(--accent-deep); }
.steps-row li + li::before { left: 32px; }
.step-num { font-family: var(--serif); font-size: 56px; line-height: 1; color: var(--accent-deep); font-weight: 500; font-style: italic; }
.steps-row h3 { font-size: 30px; }
.steps-row p { color: var(--muted); font-size: 16px; }
.steps-row .more { margin-top: auto; padding-top: 8px; }

/* Life changes */
.moments { background: var(--ink); color: var(--on-dark); padding: clamp(72px, 9vw, 120px) 0; position: relative; overflow: hidden; }
.moments::before { content: ""; position: absolute; inset: 0; opacity: .7; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cpath d='M0 .5h160M.5 0v160' stroke='%23EEF3F1' stroke-opacity='.05'/%3E%3Cpath d='M80 74v12M74 80h12' stroke='%23E7B9A8' stroke-opacity='.3' stroke-width='1.2'/%3E%3C/svg%3E"); }
.moments-grid { position: relative; display: grid; grid-template-columns: .9fr 1.1fr; gap: clamp(36px, 6vw, 88px); align-items: center; }
.moments h2 { color: #fff; }
.moments h2 em { color: var(--accent); }
.moments-copy > p:not(.kicker) { margin: 20px 0 30px; color: var(--on-dark-muted); max-width: 44ch; }
.moments-list { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.moments-list a { display: flex; gap: 14px; align-items: flex-start; padding: 22px 22px; border-radius: var(--r); border: 1px solid rgba(238,243,241,.14); background: rgba(255,255,255,.03); text-decoration: none; transition: border-color .3s, background .3s, transform .35s var(--ease); height: 100%; }
.moments-list a:hover { border-color: var(--accent); background: rgba(231,185,168,.07); transform: translateY(-3px); }
.moments-list .i-chev { margin-top: 5px; }
.moments-list span { display: flex; flex-direction: column; gap: 4px; font-size: 14px; color: var(--on-dark-muted); }
.moments-list b { font-family: var(--serif); font-size: 23px; font-weight: 600; color: #fff; }

@media (max-width: 960px) {
  .steps-row { grid-template-columns: 1fr; }
  .steps-row li, .steps-row li + li { padding: 28px 0 24px; border-left: 0; border-bottom: 1px solid var(--line); }
  .steps-row li + li::before { left: 0; }
  .moments-grid { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .moments-list { grid-template-columns: 1fr; }
  .hero-points { font-size: 16px; }
}
@media (min-width: 961px) {
  .hero-dark .who { display: none; }
  .hero-dark h1 { font-size: clamp(48px, 5.2vw, 78px); }
  .hero-dark .hero-cutout { width: min(100%, 600px); }
}
.moments + .calc { background: var(--ink-900); border-top: 1px solid rgba(231,185,168,.14); }

/* =====================================================================
   v8: ZIP quote bar, ACA vs private comparison, supplemental card,
   what-happens-next, Spanish band
   ===================================================================== */
.quickbar { position: relative; z-index: 3; background: var(--ink-900); padding: 0 0 28px; }
.quickbar-form { display: grid; grid-template-columns: 1.1fr 1fr 1.1fr auto; gap: 14px; align-items: end; background: var(--paper); border-radius: var(--r); padding: 22px 24px; box-shadow: 0 30px 60px -30px rgba(0,0,0,.6); border-top: 2px solid var(--accent-deep); transform: translateY(-34px); margin-bottom: -34px; }
.quickbar-title { display: flex; flex-direction: column; gap: 2px; align-self: center; }
.quickbar-title b { font-family: var(--serif); font-size: 26px; font-weight: 600; color: var(--ink); line-height: 1.1; }
.quickbar-title span { font-size: 13px; color: var(--muted); }
.qb-field { display: grid; gap: 6px; font-size: 11px; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; color: var(--muted); }
.qb-field input, .qb-field select { font: inherit; font-size: 17px; font-weight: 600; letter-spacing: 0; text-transform: none; color: var(--ink); height: 54px; padding: 0 16px; border: 1px solid rgba(15,43,37,.18); border-radius: var(--r-sm); background: #fff; width: 100%; }
.qb-field input:focus, .qb-field select:focus { outline: none; border-color: var(--accent-deep); box-shadow: 0 0 0 4px rgba(163,86,106,.15); }
.quickbar-form .btn { height: 54px; background: var(--ink); color: #fff; }
.quickbar-form .btn:hover { background: var(--ink-700); }
.quickbar-form.is-error input { border-color: #B03A3A; }
.hero-dark + .quickbar { background: transparent; margin-top: -1px; }
.hero-dark + .quickbar::before { content: ""; position: absolute; inset: 0 0 50%; background: var(--ink-900); z-index: -1; }
.quickbar + .trust { padding-top: clamp(44px, 5vw, 64px); }

/* ACA vs private */
.compare { background: var(--ivory); padding: clamp(72px, 9vw, 120px) 0; }
.compare-table { border: 1px solid var(--line); border-radius: var(--r); overflow: hidden; background: var(--paper); }
.ct-row { display: grid; grid-template-columns: .8fr 1.1fr 1.1fr; border-top: 1px solid var(--line); }
.ct-row:first-child { border-top: 0; }
.ct-row > span { padding: 18px 24px; font-size: 15.5px; display: flex; gap: 10px; align-items: flex-start; }
.ct-row > span + span { border-left: 1px solid var(--line); }
.ct-row [role="rowheader"] { font-weight: 700; color: var(--ink); font-size: 13px; letter-spacing: .08em; text-transform: uppercase; align-items: center; }
.ct-head > span { font-family: var(--serif); font-size: 24px; font-weight: 600; color: var(--ink); padding-top: 22px; padding-bottom: 22px; }
.ct-head > span:last-child { background: var(--ink); color: #fff; }
.ct-row > span:last-child { background: rgba(63,143,122,.05); }
.ct-head > span:last-child, .ct-foot > span:last-child { background: var(--ink); color: #fff; }
.ct-foot > span { font-weight: 700; color: var(--ink); }
.ct-foot > span:last-child .i-check { stroke: var(--accent); }
.compare-actions { display: flex; align-items: center; gap: 26px; margin-top: 28px; flex-wrap: wrap; }

/* Supplemental wide card */
.cov-wide { grid-column: 1 / -1; flex-direction: row; align-items: center; gap: 32px; padding: 30px 34px; background: var(--ivory); }
.cov-wide .cov-body { padding: 0; flex: 1.4; }
.cov-wide .checks { margin: 0; flex: 1; }
.cov-wide .btn { flex-shrink: 0; }

/* What happens next */
.next-steps { margin: 26px 0 8px; padding: 22px 24px; border: 1px solid rgba(238,243,241,.14); border-radius: var(--r); background: rgba(255,255,255,.03); }
.next-title { font-size: 11px; font-weight: 700; letter-spacing: .22em; text-transform: uppercase; color: var(--accent); margin-bottom: 14px; }
.next-steps ol { list-style: none; counter-reset: n; padding: 0; margin: 0; display: grid; gap: 14px; }
.next-steps li { counter-increment: n; display: grid; grid-template-columns: 30px 1fr; column-gap: 12px; font-size: 14px; color: var(--on-dark-muted); }
.next-steps li::before { content: counter(n); grid-row: span 2; width: 30px; height: 30px; border-radius: 50%; display: grid; place-items: center; border: 1px solid var(--accent); color: var(--accent); font-family: var(--serif); font-size: 17px; font-weight: 600; }
.next-steps b { color: #fff; font-size: 15px; }
.quote-points { margin-top: 18px; }

/* Spanish band */
.es-band { background: var(--ink-700); color: var(--on-dark); padding: 34px 0; }
.es-row { display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.es-row p { font-size: 17px; max-width: 60ch; }
.es-row b { font-family: var(--serif); font-size: 26px; font-weight: 600; color: #fff; display: block; margin-bottom: 4px; }
.es-actions { display: flex; gap: 12px; flex-wrap: wrap; }

@media (max-width: 960px) {
  .quickbar-form { grid-template-columns: 1fr 1fr; transform: none; margin: 0; }
  .quickbar-title { grid-column: 1 / -1; }
  .quickbar-form .btn { grid-column: 1 / -1; }
  .hero-dark + .quickbar { background: var(--ink-900); padding-top: 0; }
  .hero-dark + .quickbar::before { display: none; }
  .ct-row { grid-template-columns: 1fr 1fr; }
  .ct-row [role="rowheader"] { grid-column: 1 / -1; background: var(--ivory); padding: 10px 18px; }
  .ct-row > span + span { border-left: 0; }
  .ct-row > span:last-child { border-left: 1px solid var(--line); }
  .ct-head [role="columnheader"]:first-child { display: none; }
  .ct-row > span { padding: 14px 18px; font-size: 14.5px; }
  .ct-head > span { font-size: 20px; }
  .cov-wide { flex-direction: column; align-items: flex-start; }
}
@media (max-width: 640px) {
  .quickbar-form { grid-template-columns: 1fr; padding: 20px; }
}
.hero-dark + .quickbar { background: var(--ink-900); }
.hero-dark + .quickbar::before { inset: 0 0 50%; background: #12352E; }
.quickbar + .trust { border-top: 0; }
.schedule-person b { display: inline-flex; align-items: center; gap: 6px; }
.hero-dark .who { display: none; } /* the ZIP quote bar under the hero replaces it */
@media (max-width: 960px) { .hero-dark .hero-cutout { margin-bottom: 0; } }

/* v9: Open Enrollment push + 7-figure credential */
.hero-oe { display: inline-flex; align-items: center; gap: 12px; flex-wrap: wrap; padding: 8px 8px 8px 14px; margin-bottom: 26px; border-radius: 999px; border: 1px solid rgba(231,185,168,.4); background: rgba(231,185,168,.08); color: var(--on-dark); text-decoration: none; font-size: 13.5px; transition: border-color .3s, background .3s; }
.hero-oe:hover { border-color: var(--accent); background: rgba(231,185,168,.14); }
.hero-oe > i { width: 8px; height: 8px; border-radius: 50%; background: var(--accent); animation: ping 2.4s infinite; }
.hero-oe b { color: #fff; }
.hero-oe-cta { padding: 5px 12px; border-radius: 999px; background: var(--accent); color: var(--ink-900); font-weight: 800; font-size: 12px; letter-spacing: .04em; }
.i-award { width: 18px; height: 18px; flex-shrink: 0; fill: none; stroke: currentColor; stroke-width: 1.5; stroke-linecap: round; stroke-linejoin: round; }
.i-award .ac { fill: #F5B400; stroke: #F5B400; stroke-width: .8; }
.hero-award { display: inline-flex; align-items: center; gap: 7px; font-weight: 700; font-size: 14px; color: #fff; }
.hero-chip-award { right: 2%; bottom: 10%; animation-delay: -1.5s; margin: 0; }
.hero-chip-award .i-award { width: 28px; height: 28px; color: var(--ink); }
.oe-top-placed { background: var(--paper); padding-top: clamp(56px, 7vw, 96px); padding-bottom: clamp(56px, 7vw, 96px); }
.oe-top-placed .oe-card { border-top: 2px solid var(--accent-deep); }
@media (max-width: 960px) { .hero-chip-award { display: none; } }
@media (max-width: 640px) { .hero-oe { border-radius: var(--r); } }

/* =====================================================================
   v10 type system: Newsreader headings, Inter Tight UI and body,
   sentence-case labels, real subheadings, leadership section
   ===================================================================== */
:root {
  --serif: "Newsreader", "Iowan Old Style", Georgia, serif;
  --sans: "Inter Tight", "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;
}
body { font-family: var(--sans); font-size: 17px; line-height: 1.65; letter-spacing: -.003em; }
h1, h2, h3 { font-family: var(--serif); font-optical-sizing: auto; letter-spacing: -.022em; line-height: 1.08; }
h1 { font-weight: 500; }
h2 { font-weight: 500; font-size: clamp(34px, 4.2vw, 54px); }
h3 { font-weight: 600; letter-spacing: -.012em; }
em { font-style: italic; font-weight: inherit; color: inherit; }
.hero-dark h1 em { color: var(--accent); }

/* Labels: sentence case, no wide tracking */
.kicker, .kicker-light { font-size: 14px; font-weight: 600; letter-spacing: 0; text-transform: none; gap: 10px; margin-bottom: 14px; }
.kicker::before { width: 20px; height: 2px; border-radius: 2px; }
.cov-kicker, .stats-row dt, .oe-count-label, .oe-digits span, .calc-label, .calc-plan header p, .qb-field, .next-title,
.who-head span, .hero-eyebrow, .facts dt, .site-footer h2, .menu-label, .qf-count, .header-phone span, .sofla-tile small, .oe-today b,
.logo-text small, .topbar-call b {
  letter-spacing: 0; text-transform: none;
}
.cov-kicker { font-size: 13.5px; font-weight: 600; }
.stats-row dt { font-size: 14px; font-weight: 500; color: var(--muted); }
.oe-count-label { font-size: 14px; font-weight: 600; }
.oe-digits span { font-size: 12px; font-weight: 600; }
.calc-label { font-size: 14px; font-weight: 600; }
.calc-plan header p { font-size: 13px; }
.qb-field { font-size: 13px; font-weight: 600; color: var(--ink); }
.next-title { font-size: 14px; }
.who-head span { font-size: 13px; }
.site-footer h2 { font-size: 14px; font-weight: 700; }
.menu-label { font-size: 14px; }
.qf-count { font-size: 14px; }
.header-phone span { font-size: 12px; font-weight: 600; }
.sofla-tile small { font-size: 13px; font-weight: 600; }
.oe-today b { font-size: 12px; font-weight: 700; }
.logo-text small { font-size: 10.5px; font-weight: 600; letter-spacing: .02em; margin-top: 4px; }
.logo-text b { font-weight: 600; letter-spacing: -.01em; }

/* Buttons and nav: sentence case */
.btn { font-size: 15.5px; font-weight: 600; letter-spacing: -.005em; text-transform: none; border-radius: 6px; }
.btn-sm { font-size: 14.5px; }
.nav-link { font-size: 15px; font-weight: 500; letter-spacing: -.005em; text-transform: none; }
.header-book { font-size: 15px; font-weight: 500; letter-spacing: 0; text-transform: none; }
.link-arrow, .more { font-size: 15.5px; font-weight: 600; letter-spacing: 0; text-transform: none; }
.dock a { font-size: 14px; letter-spacing: 0; text-transform: none; }
.lang-chip { letter-spacing: 0; text-transform: none; }

/* Subheadings: a distinct second voice under every headline */
.section-head > p, .subhead { font-family: var(--sans); font-size: clamp(18px, 1.5vw, 20px); line-height: 1.55; color: var(--text); font-weight: 400; max-width: 46ch; }
.section-head { align-items: end; }
.hero-tag { font-size: clamp(18px, 1.5vw, 21px); }
.faq-list summary { font-family: var(--sans); font-size: 18.5px; font-weight: 600; letter-spacing: -.01em; }
.stats-row b { font-weight: 500; letter-spacing: -.03em; }
.cov-body h3 { font-size: 30px; }
.cov-feature h3 { font-size: 44px; }
.steps-row h3, .moments-list b { letter-spacing: -.015em; }
.step-num { font-style: normal; font-weight: 500; font-size: 48px; }
.rev-card blockquote { font-family: var(--serif); font-size: 21px; font-weight: 400; font-style: italic; }
.signature { font-family: var(--serif); font-style: italic; font-weight: 400; font-size: 38px; }
.hero-dark h1 { letter-spacing: -.028em; }

/* Leadership section */
.leader { background: var(--paper); padding: clamp(80px, 10vw, 136px) 0; }
.leader-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: clamp(40px, 6vw, 96px); align-items: center; }
.leader-photo { position: relative; margin: 0; }
.leader-photo img { width: 100%; aspect-ratio: 4 / 5; object-fit: cover; object-position: 50% 15%; border-radius: 8px; }
.leader-photo figcaption { position: absolute; left: 20px; right: 20px; bottom: 20px; display: flex; align-items: center; gap: 12px; padding: 14px 16px; border-radius: 8px; background: rgba(251,250,247,.94); color: var(--ink); box-shadow: 0 20px 40px -20px rgba(10,31,27,.45); }
.leader-photo figcaption .i-award { width: 32px; height: 32px; color: var(--ink); }
.leader-photo figcaption span { display: flex; flex-direction: column; font-size: 14px; color: var(--muted); line-height: 1.35; }
.leader-photo figcaption b { color: var(--ink); font-size: 15.5px; }
.leader-copy h2 { font-size: clamp(44px, 5vw, 68px); }
.leader-role { margin-top: 10px; font-size: 16px; font-weight: 600; color: var(--accent-deep); }
.leader-copy .subhead { margin-top: 20px; max-width: 52ch; }
.leader-creds { list-style: none; padding: 0; margin: 30px 0 0; display: grid; grid-template-columns: 1fr 1fr; border-top: 1px solid var(--line); }
.leader-creds li { padding: 18px 18px 18px 0; border-bottom: 1px solid var(--line); display: flex; flex-direction: column; gap: 2px; }
.leader-creds li:nth-child(odd) { padding-right: 24px; border-right: 1px solid var(--line); }
.leader-creds li:nth-child(even) { padding-left: 24px; }
.leader-creds b { font-family: var(--serif); font-size: 30px; font-weight: 500; color: var(--ink); line-height: 1.1; letter-spacing: -.02em; }
.leader-creds span { font-size: 14.5px; color: var(--muted); }
.leader-quote { margin: 30px 0 0; padding-left: 20px; border-left: 2px solid var(--accent-deep); font-family: var(--serif); font-style: italic; font-size: 21px; line-height: 1.5; color: var(--ink); }
.leader .signature { margin-top: 16px; font-size: 34px; }
.leader .note-actions { margin-top: 26px; }
@media (max-width: 960px) {
  .leader-grid { grid-template-columns: 1fr; }
  .leader-photo { max-width: 440px; }
}
@media (max-width: 640px) {
  .leader-creds { grid-template-columns: 1fr; }
  .leader-creds li:nth-child(odd), .leader-creds li:nth-child(even) { padding: 16px 0; border-right: 0; }
}
.carriers-row > p { font-size: 14px; font-weight: 600; letter-spacing: 0; text-transform: none; color: var(--muted); }
.oe-here { font-size: 11.5px; letter-spacing: 0; text-transform: none; }
.hero-dark .hero-meta { row-gap: 8px; }
@media (min-width: 961px) { .hero-dark h1 { font-size: clamp(56px, 6.2vw, 92px); max-width: 11ch; } }

/* v12 hero: no grid or "+" marks; three sweeping lines with a soft shade behind Emily */
.hero-grid-lines { background-image: none; mask-image: none; -webkit-mask-image: none; opacity: 1; }
.hero-grid-lines::before {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(38% 60% at 72% 62%, rgba(8,26,22,.0) 0%, rgba(8,26,22,0) 100%),
              linear-gradient(118deg, transparent 38%, rgba(231,185,168,.07) 52%, rgba(63,143,122,.10) 62%, transparent 76%);
  filter: blur(8px);
}
.hero-grid-lines::after {
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 900' preserveAspectRatio='none' fill='none'%3E%3Cdefs%3E%3ClinearGradient id='g' x1='0' y1='0' x2='1' y2='0'%3E%3Cstop offset='0' stop-color='%23E7B9A8' stop-opacity='0'/%3E%3Cstop offset='.35' stop-color='%23E7B9A8' stop-opacity='.55'/%3E%3Cstop offset='.75' stop-color='%23E7B9A8' stop-opacity='.35'/%3E%3Cstop offset='1' stop-color='%23E7B9A8' stop-opacity='0'/%3E%3C/linearGradient%3E%3C/defs%3E%3Cpath d='M-40 760C260 700 520 640 760 520S1180 250 1480 170' stroke='url(%23g)' stroke-width='1.4'/%3E%3Cpath d='M-40 830C300 770 560 720 800 600S1200 330 1480 260' stroke='url(%23g)' stroke-opacity='.7' stroke-width='1'/%3E%3Cpath d='M-40 900C340 840 600 800 840 680S1220 420 1480 350' stroke='url(%23g)' stroke-opacity='.45' stroke-width='.8'/%3E%3C/svg%3E") center / 100% 100% no-repeat;
}
/* soft shade along the lines, sitting behind her */
.hero-dark .hero-wash { background:
  radial-gradient(42% 55% at 74% 58%, rgba(231,185,168,.16), transparent 70%),
  linear-gradient(118deg, transparent 45%, rgba(4,16,13,.35) 60%, transparent 80%),
  linear-gradient(180deg, rgba(8,26,22,0) 72%, rgba(8,26,22,.6)); }
@media (prefers-reduced-motion: no-preference) {
  .hero-grid-lines::after { animation: lineDrift 14s ease-in-out infinite alternate; }
  @keyframes lineDrift { to { transform: translateY(-14px); } }
}
@media (min-width: 961px) { .hero-dark h1 { max-width: 12ch; } }
.hero-grid-lines::after {
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 900' preserveAspectRatio='none' fill='none'%3E%3Cdefs%3E%3ClinearGradient id='g' x1='0' y1='0' x2='1' y2='0'%3E%3Cstop offset='0' stop-color='%23E7B9A8' stop-opacity='0'/%3E%3Cstop offset='.35' stop-color='%23E7B9A8' stop-opacity='.95'/%3E%3Cstop offset='.75' stop-color='%23E7B9A8' stop-opacity='.6'/%3E%3Cstop offset='1' stop-color='%23E7B9A8' stop-opacity='0'/%3E%3C/linearGradient%3E%3C/defs%3E%3Cpath d='M-40 760C260 700 520 640 760 520S1180 250 1480 170' stroke='url(%23g)' stroke-width='2'/%3E%3Cpath d='M-40 830C300 770 560 720 800 600S1200 330 1480 260' stroke='url(%23g)' stroke-opacity='.75' stroke-width='1.5'/%3E%3Cpath d='M-40 900C340 840 600 800 840 680S1220 420 1480 350' stroke='url(%23g)' stroke-opacity='.5' stroke-width='1.1'/%3E%3C/svg%3E") center / 100% 100% no-repeat;
}
/* phone: headline, short description, then Emily, all in the first screen; actions follow */
@media (max-width: 960px) {
  .hero-dark .hero-oe { order: 0; margin-bottom: 18px; }
  .hero-dark h1 { order: 0; }
  .hero-dark .hero-tag { order: 0; }
  .hero-dark .hero-cutout { order: 1; width: min(84vw, 380px); margin: 10px auto 0; }
  .hero-dark .hero-points { order: 2; margin-top: 28px; }
  .hero-dark .hero-ctas { order: 3; }
  .hero-dark .hero-meta { order: 4; }
  .hero.hero-dark { padding-top: calc(var(--header-h) + var(--topbar-h) + 20px); }
}
@media (max-width: 640px) {
  .hero-dark .hero-oe { font-size: 12.5px; padding: 6px 6px 6px 12px; gap: 8px; }
  .hero-dark .hero-oe-cta { display: none; }
  .hero-dark h1 { font-size: clamp(40px, 11vw, 50px); }
  .hero-dark .hero-tag { font-size: 16.5px; margin-top: 12px; }
}
@media (max-width: 960px) { .hero-dark .hero-meta { margin-bottom: 40px; } }

/* v13: fast quote form + team promise row */
.fast-form { grid-template-columns: 1.05fr 1.2fr 1.1fr .7fr 1.1fr auto; transform: translateY(-40px); margin-bottom: -40px; }
.fast-form .quickbar-title b { font-size: 25px; }
.fast-form .quickbar-title span { color: var(--accent-deep); font-weight: 600; }
.fast-consent { grid-column: 1 / -1; display: flex; gap: 10px; align-items: flex-start; font-size: 12px; line-height: 1.45; color: var(--muted); cursor: pointer; }
.fast-consent input { width: 18px; height: 18px; margin-top: 1px; accent-color: var(--ink); flex-shrink: 0; }
.fast-error { grid-column: 1 / -1; margin: 0; }
.fast-done { grid-column: 1 / -1; display: flex; flex-direction: column; gap: 4px; padding: 6px 0; }
.fast-done b { font-family: var(--serif); font-size: 28px; font-weight: 500; color: var(--ink); }
.fast-done span { color: var(--text); }
.fast-done a { color: var(--accent-deep); font-weight: 700; }
.fast-form.is-done > :not(.fast-done):not(.quickbar-title) { display: none; }
.team-promise { list-style: none; padding: 0; margin: 26px 0 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px; }
.team-promise li { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; font-size: 14px; color: var(--on-dark-muted); }
.team-promise b { color: #fff; font-family: var(--serif); font-size: 20px; font-weight: 500; }
.team-promise .seal, .team-promise .i-check, .team-promise .i-chev { width: 20px; height: 20px; }
.team-promise .i-check { stroke: var(--accent); margin: 0; }
.team-promise .g-stars { order: 3; font-size: 12px; }
.team-promise .g-stars b { font-family: var(--sans); font-size: 12px; }
.quickbar { padding-bottom: 44px; }
@media (max-width: 1100px) { .fast-form { grid-template-columns: 1fr 1fr 1fr; } .fast-form .quickbar-title { grid-column: 1 / -1; } .fast-form .btn { grid-column: span 1; } }
@media (max-width: 960px) {
  .fast-form { grid-template-columns: 1fr 1fr; transform: none; margin: 0; }
  .fast-form .btn { grid-column: 1 / -1; }
  .team-promise { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 640px) {
  .fast-form { grid-template-columns: 1fr; }
  .fast-form .qb-zip { grid-column: auto; }
}
/* logo lockup after Emily's own mark: DAZA in caps over spaced HEALTH INSURANCE */
.logo-mark { width: 48px; height: 48px; }
.logo-text b { font-family: var(--serif); text-transform: uppercase; letter-spacing: .08em; font-weight: 600; font-size: 27px; margin-right: -.08em; background: linear-gradient(120deg, #6E2B3B, #A9566A 55%, #C98B7A); -webkit-background-clip: text; background-clip: text; color: transparent; }
.logo-text small { text-transform: uppercase; letter-spacing: .3em; font-size: 9px; font-weight: 600; color: var(--ink); opacity: .75; margin-top: 5px; }
.logo-light .logo-text b { background: linear-gradient(120deg, #F5D9CE, #D49A84 60%, #C98B7A); -webkit-background-clip: text; background-clip: text; }
.logo-light .logo-text small { color: var(--on-dark); }
.menu-open .logo-text b { background: linear-gradient(120deg, #F5D9CE, #D49A84); -webkit-background-clip: text; background-clip: text; }
.menu-open .logo-text small { color: var(--on-dark); }
@media (max-width: 640px) { .logo-text b { font-size: 24px; } .logo-mark { width: 42px; height: 42px; } }
[hidden] { display: none !important; }
@media (min-width: 1101px) { .fast-form { grid-template-columns: 1.3fr 1.2fr 1.2fr .7fr 1.1fr auto; } }
.fast-form .quickbar-title b { font-size: 24px; }
@media (max-width: 640px) {
  .team-promise { grid-template-columns: 1fr; gap: 10px; }
  .team-promise li { flex-wrap: nowrap; }
  .team-promise .g-stars { display: none; }
}
.preview-note { display: block; margin-top: 10px; font-size: 12.5px; color: #B03A3A; font-weight: 600; }
.direct .direct-icon { display: grid; place-items: center; flex-direction: row; line-height: 0; }
.direct .direct-icon .i-sm { width: 24px; height: 24px; }
/* v14: why private PPO */
.why-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.why-card { padding: 28px 26px; border-radius: 8px; background: var(--paper); border: 1px solid var(--line); display: flex; flex-direction: column; gap: 10px; transition: border-color .3s, transform .35s var(--ease); }
.why-card:hover { border-color: var(--accent-deep); transform: translateY(-3px); }
.why-num { font-family: var(--serif); font-size: 34px; color: var(--accent-deep); line-height: 1; }
.why-card h3 { font-size: 24px; }
.why-card p { color: var(--muted); font-size: 15.5px; }
.why-note { margin-top: 18px; font-size: 13px; color: var(--muted); max-width: 90ch; }
.cov-grid { grid-auto-rows: auto; }
@media (max-width: 960px) { .why-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 640px) { .why-grid { grid-template-columns: 1fr; } }
.aside-name .seal, .schedule-person b .seal, .hero-verified .seal { display: inline-block; }
.aside-name { display: flex; align-items: center; flex-wrap: wrap; gap: 6px; }
/* carrier logos: continuous slide */
.carriers-row { flex-wrap: nowrap; }
.carrier-marquee { flex: 1; min-width: 0; overflow: hidden; -webkit-mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent); mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent); }
.carrier-track { display: flex; width: max-content; animation: carriers 28s linear infinite; }
.carrier-marquee:hover .carrier-track { animation-play-state: paused; }
.carrier-track .carrier-list { flex-wrap: nowrap; gap: 0; padding-right: 0; }
.carrier-track .carrier-list li { padding: 0 32px; }
@keyframes carriers { to { transform: translateX(-50%); } }
@media (prefers-reduced-motion: reduce) { .carrier-track { animation: none; } .carrier-track .carrier-list[aria-hidden] { display: none; } .carrier-track .carrier-list { flex-wrap: wrap; } }
@media (max-width: 960px) { .carriers-row { flex-wrap: wrap; } .carrier-marquee { flex-basis: 100%; } }
/* v15: colored logos, pill countdown, softer lines, bilingual */
.carrier-list img { opacity: 1; height: 32px; filter: none; }
.carrier-list .is-oscar img { height: 24px; }
.carrier-marquee:hover .carrier-list img { opacity: 1; }
.hero-oe-timer { font-variant-numeric: tabular-nums; font-weight: 700; color: #fff; padding: 4px 10px; border-radius: 999px; background: rgba(255,255,255,.08); border: 1px solid rgba(231,185,168,.35); letter-spacing: .01em; min-width: 132px; text-align: center; }
.hero-oe-timer:empty { display: none; }
.hero-lang b { color: #fff; }
/* lines: invisible behind the copy, brightest around her head, fading out at the edges */
.hero-grid-lines::after {
  -webkit-mask-image: radial-gradient(38% 55% at 70% 38%, #000 0%, rgba(0,0,0,.65) 45%, transparent 80%), linear-gradient(90deg, transparent 0%, transparent 34%, rgba(0,0,0,.35) 52%, #000 66%, rgba(0,0,0,.4) 92%, transparent 100%);
  -webkit-mask-composite: source-over;
  mask-image: radial-gradient(38% 55% at 70% 38%, #000 0%, rgba(0,0,0,.65) 45%, transparent 80%), linear-gradient(90deg, transparent 0%, transparent 34%, rgba(0,0,0,.35) 52%, #000 66%, rgba(0,0,0,.4) 92%, transparent 100%);
  mask-composite: add;
}
.hero-grid-lines::before { background: radial-gradient(30% 45% at 70% 36%, rgba(231,185,168,.16), transparent 70%); filter: blur(10px); }
@media (max-width: 960px) {
  .hero-grid-lines::after { -webkit-mask-image: radial-gradient(70% 40% at 50% 62%, #000, transparent 80%); mask-image: radial-gradient(70% 40% at 50% 62%, #000, transparent 80%); }
}
@media (max-width: 640px) { .hero-oe-timer { min-width: 0; font-size: 12px; } }
.rev-card figcaption span { display: inline-flex; align-items: center; gap: 6px; }
.rev-card figcaption .i-google { width: 14px; height: 14px; }
.rev-card blockquote { font-size: 19px; }
/* v16: balanced form section, team reassurance, urgency */
.team-note { margin: 22px 0 6px; padding: 18px 20px; border-left: 2px solid var(--accent); background: rgba(255,255,255,.04); border-radius: 0 8px 8px 0; }
.team-note p { font-size: 15.5px; color: var(--on-dark-muted); line-height: 1.55; }
.team-note b { color: #fff; }
.team-note-proof { margin-top: 8px; font-size: 13.5px !important; color: var(--on-dark) !important; }
.team-note-proof .stars { color: #F5B400; letter-spacing: 1px; margin-right: 4px; }
.direct-row { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-top: 22px; }
.direct-row .direct { max-width: none; margin: 0; padding: 10px 14px 10px 10px; }
.direct-row .direct + .direct { margin-top: 0; }
.direct-row .direct img, .direct-row .direct-icon { width: 48px; height: 48px; }
.direct-row .direct span { font-size: 13.5px; }
.qf-urgency { display: flex; align-items: center; flex-wrap: wrap; gap: 6px 10px; margin: -6px 0 18px; padding: 10px 14px; border-radius: 8px; background: rgba(163,86,106,.08); color: var(--ink); font-size: 13.5px; font-weight: 500; }
.qf-urgency > i { width: 8px; height: 8px; border-radius: 50%; background: var(--accent-deep); animation: ping 2.4s infinite; }
.qf-urgency b { margin-left: auto; font-variant-numeric: tabular-nums; color: var(--accent-deep); font-weight: 700; }
.qf-urgency b:empty { display: none; }
@media (min-width: 961px) { .quote-grid { align-items: start; } .quote-grid .qf { position: sticky; top: calc(var(--header-h) + 24px); } }
@media (max-width: 640px) { .direct-row { grid-template-columns: 1fr; } .qf-urgency b { margin-left: 0; } }
/* inner page heroes: let the beach and skyline show on the right */
.page-hero .hero-photo { opacity: .95; filter: saturate(1) brightness(.95); }
.page-hero .hero-bg::before { opacity: .35; }
.page-hero .hero-bg::after { background: linear-gradient(90deg, rgba(8,26,22,.94) 0%, rgba(8,26,22,.82) 32%, rgba(8,26,22,.4) 58%, rgba(8,26,22,.12) 82%, rgba(8,26,22,.2) 100%), linear-gradient(180deg, rgba(8,26,22,.35), transparent 30%, transparent 70%, rgba(8,26,22,.6)); }
@media (max-width: 960px) { .page-hero .hero-bg::after { background: linear-gradient(180deg, rgba(8,26,22,.88), rgba(8,26,22,.72) 60%, rgba(8,26,22,.85)); } }
/* v17: photo band gradient, language switcher */
.photo-band::after { background: linear-gradient(90deg, rgba(8,26,22,.88) 0%, rgba(8,26,22,.62) 38%, rgba(8,26,22,.15) 70%, rgba(8,26,22,0) 100%), linear-gradient(180deg, rgba(8,26,22,.1), rgba(8,26,22,.7)); }
.photo-band-line { text-shadow: 0 2px 24px rgba(0,0,0,.35); }
.lang-switch { position: relative; }
.lang-btn { display: inline-flex; align-items: center; gap: 6px; height: 40px; padding: 0 10px; border-radius: 6px; border: 1px solid rgba(15,43,37,.16); background: transparent; color: var(--ink); font-size: 14px; font-weight: 600; }
.lang-btn:hover, .lang-btn[aria-expanded="true"] { border-color: var(--accent-deep); }
.lang-btn .i-sm { width: 17px; height: 17px; }
.lang-caret { width: 10px; height: 10px; fill: none; stroke: currentColor; stroke-width: 1.6; }
.lang-panel { left: auto; right: 0; width: 230px; }
.lang-switch.is-open .lang-panel { opacity: 1; visibility: visible; transform: none; }
.lang-panel a.is-current { background: var(--ivory); }
.lang-panel a.is-current b::after { content: " ✓"; color: var(--accent-deep); }
.menu-open .lang-btn { color: var(--on-dark); border-color: rgba(238,243,241,.3); }
@media (max-width: 960px) { .lang-btn span { display: inline; } .header-cta { gap: 10px; } }
/* v18: city maps + keyword Areas page */
.city-map { background: var(--paper); padding: clamp(64px, 8vw, 104px) 0; border-top: 1px solid var(--line); }
.city-map-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(28px, 5vw, 64px); align-items: center; }
.city-map-copy .subhead { margin: 16px 0 22px; }
.city-map-frame { border-radius: 10px; overflow: hidden; border: 1px solid var(--line); box-shadow: 0 30px 60px -36px rgba(10,31,27,.4); aspect-ratio: 16 / 10; background: var(--ivory); }
.city-map-frame iframe { width: 100%; height: 100%; border: 0; display: block; }
.areas-wrap { background: var(--ink-900); padding: clamp(56px, 7vw, 96px) 0; }
.area-group + .area-group { margin-top: clamp(48px, 6vw, 80px); }
.area-group-head { display: flex; justify-content: space-between; align-items: end; gap: 16px; flex-wrap: wrap; margin-bottom: 22px; padding-bottom: 16px; border-bottom: 1px solid rgba(231,185,168,.18); }
.area-group-head h2 { color: #fff; font-size: clamp(30px, 3.4vw, 42px); }
.area-group-head h2 a { text-decoration: none; }
.area-group-head p { color: var(--on-dark-muted); font-size: 14.5px; max-width: 60ch; }
.area-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.area-card { padding: 26px 26px 14px; border-radius: 12px; background: linear-gradient(160deg, #143A32, #0D2721); border: 1px solid rgba(63,143,122,.35); transition: border-color .3s, transform .35s var(--ease); }
.area-card:hover { border-color: var(--accent); transform: translateY(-3px); }
.area-county { display: flex; align-items: center; gap: 6px; font-size: 12px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--accent); }
.i-pin { width: 15px; height: 15px; fill: none; stroke: var(--accent); stroke-width: 1.8; }
.area-card h3 { margin: 8px 0 14px; font-size: 32px; font-weight: 500; }
.area-card h3 a { color: #fff; text-decoration: none; }
.area-card ul { list-style: none; padding: 0; margin: 0; }
.area-card li a { display: flex; justify-content: space-between; align-items: center; gap: 12px; padding: 12px 0; border-top: 1px solid rgba(238,243,241,.1); text-decoration: none; color: var(--on-dark); font-size: 15px; transition: color .2s; }
.area-card li a:hover { color: var(--accent-light); }
.area-card li a i { font-style: normal; color: var(--on-dark-muted); transition: transform .25s var(--ease), color .2s; }
.area-card li a:hover i { transform: translateX(4px); color: var(--accent); }
@media (max-width: 1100px) { .area-cards { grid-template-columns: 1fr 1fr; } }
@media (max-width: 960px) { .city-map-grid { grid-template-columns: 1fr; } }
@media (max-width: 640px) { .area-cards { grid-template-columns: 1fr; } }
/* v19: de-duplicated hero */
.hero-bilingual { display: inline-flex; align-items: center; gap: 8px; margin-top: 20px; font-size: 14.5px; color: var(--on-dark-muted); }
.hero-bilingual b { color: #fff; }
.hero-bilingual .i-sm { width: 18px; height: 18px; color: var(--accent); }
.topbar-phone { margin-left: auto; color: var(--on-dark-muted); text-decoration: none; }
.topbar-phone b { color: #fff; }
@media (max-width: 960px) { .topbar-phone { display: none; } .hero-dark .hero-bilingual { order: 4; margin-bottom: 36px; } }
.hero-bilingual { align-items: flex-start; }
.hero-bilingual .i-sm { margin-top: 2px; flex-shrink: 0; }
.seal { width: 18px; height: 18px; flex-shrink: 0; display: inline-block; vertical-align: middle; overflow: visible; }
.seal-check { stroke-width: 2.2; }
.team-promise li { align-items: center; }
.team-promise .seal { width: 20px; height: 20px; position: relative; top: -1px; }
/* v20: no grid/plus patterns anywhere; Sound familiar gets a photo under a dark gradient */
.moments::before { content: none; background: none; }
.moments { isolation: isolate; }
.moments-photo { position: absolute; inset: 0; z-index: -2; width: 100%; height: 100%; object-fit: cover; object-position: 50% 60%; filter: saturate(.9); }
.moments::after { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(90deg, rgba(8,26,22,.95) 0%, rgba(8,26,22,.86) 40%, rgba(8,26,22,.62) 70%, rgba(8,26,22,.5) 100%), linear-gradient(180deg, rgba(8,26,22,.5), transparent 30%, transparent 70%, rgba(8,26,22,.7)); }
.moments-list a { background: rgba(8,26,22,.55); -webkit-backdrop-filter: blur(6px); backdrop-filter: blur(6px); }
.hero-grid-lines { background-image: none !important; }
/* v21: homepage hero on the Fort Lauderdale aerial, under a deep gradient */
.hero-dark .hero-photo { display: block; position: absolute; inset: 0; z-index: 0; width: 100%; height: 100%; object-fit: cover; object-position: 50% 40%; opacity: 1; mix-blend-mode: normal; filter: saturate(.95) brightness(.9); mask-image: none; -webkit-mask-image: none; }
.hero-dark .hero-wash { z-index: 1; background:
  linear-gradient(90deg, rgba(8,26,22,.96) 0%, rgba(8,26,22,.9) 30%, rgba(8,26,22,.62) 55%, rgba(8,26,22,.38) 78%, rgba(8,26,22,.5) 100%),
  radial-gradient(40% 55% at 72% 58%, rgba(231,185,168,.12), transparent 70%),
  linear-gradient(180deg, rgba(8,26,22,.45) 0%, transparent 25%, transparent 70%, rgba(8,26,22,.85) 100%); }
.hero-dark .hero-grid-lines { z-index: 1; opacity: .55; }
.hero-dark.hero-light { background: var(--ink-900); }
@media (max-width: 960px) {
  .hero-dark .hero-wash { background: linear-gradient(180deg, rgba(8,26,22,.93), rgba(8,26,22,.85) 45%, rgba(8,26,22,.55) 70%, rgba(8,26,22,.9)); }
}
/* v22: compact hero, bolder logo, FAQ columns */
.hero-pills { list-style: none; padding: 0; margin: 22px 0 0; display: flex; flex-wrap: wrap; gap: 8px; }
.hero-pills li { display: inline-flex; align-items: center; gap: 7px; padding: 8px 14px 8px 11px; border-radius: 999px; background: rgba(255,255,255,.07); border: 1px solid rgba(238,243,241,.16); color: #fff; font-size: 14.5px; font-weight: 600; }
.hero-pills .i-check { width: 15px; height: 15px; margin: 0; stroke: var(--accent); }
.hero-dark .hero-tag { max-width: 44ch; }
.hero-dark h1 { margin-top: 2px; }
@media (min-width: 961px) { .hero-dark h1 { font-size: clamp(52px, 5.6vw, 84px); } .hero.hero-dark { padding-top: calc(var(--header-h) + var(--topbar-h) + 28px); } }
@media (max-width: 960px) { .hero-dark .hero-pills { order: 2; margin-top: 26px; } }
.logo-mark { width: 56px; height: 56px; }
.logo-text b { font-size: 31px; font-weight: 700; letter-spacing: .07em; }
.logo-text small { font-size: 10px; font-weight: 700; letter-spacing: .32em; opacity: .85; }
@media (max-width: 640px) { .logo-mark { width: 46px; height: 46px; } .logo-text b { font-size: 26px; } .logo-text small { font-size: 8.5px; } }
.faq-page .faq-list { column-count: 1; }
@media (min-width: 961px) {
  .faq-page .wrap { max-width: 1200px; }
  .faq-group .faq-list { columns: 2; column-gap: 48px; }
  .faq-group .faq-list details { break-inside: avoid; }
  .faq-group .faq-list details:first-child { border-top: 0; }
  .faq-group .faq-list details { border-top: 1px solid var(--line); border-bottom: 0; }
}
/* v23: Sound familiar, bright and friendly */
.moments { background: #DCEAF2; color: var(--text); }
.moments-photo { object-position: 60% 35%; filter: saturate(1.05) brightness(1.05); }
.moments::after { background: linear-gradient(90deg, rgba(251,250,247,.95) 0%, rgba(251,250,247,.86) 38%, rgba(251,250,247,.45) 65%, rgba(251,250,247,.2) 100%), linear-gradient(180deg, rgba(251,250,247,.35), transparent 30%, transparent 75%, rgba(251,250,247,.5)); }
.moments h2 { color: var(--ink); }
.moments h2 em { color: var(--accent-deep); }
.moments .kicker-light { color: var(--accent-deep); }
.moments-copy > p:not(.kicker) { color: var(--text); }
.moments-list a { background: rgba(255,255,255,.82); border-color: rgba(255,255,255,.95); box-shadow: 0 14px 30px -18px rgba(10,31,27,.35); -webkit-backdrop-filter: blur(8px); backdrop-filter: blur(8px); }
.moments-list a:hover { background: #fff; border-color: var(--accent-deep); }
.moments-list b { color: var(--ink); }
.moments-list span { color: var(--muted); }
.moments-list .i-chev { stroke: var(--accent-deep); }
.moments + .calc { border-top: 0; }
.reviews-note { margin-top: 8px; font-size: 13.5px; color: var(--muted); }
/* v24: compact quote intro */
.mini-steps { list-style: none; padding: 0; margin: 24px 0 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; }
.mini-steps li { display: flex; flex-direction: column; gap: 8px; padding: 14px; border-radius: 8px; background: rgba(255,255,255,.04); border: 1px solid rgba(238,243,241,.12); font-size: 14px; font-weight: 600; color: var(--on-dark); line-height: 1.35; }
.mini-steps b { width: 26px; height: 26px; border-radius: 50%; display: grid; place-items: center; border: 1px solid var(--accent); color: var(--accent); font-family: var(--serif); font-size: 15px; }
.trust-line { margin-top: 18px; font-size: 14.5px; color: var(--on-dark); }
.trust-line .stars { color: #F5B400; letter-spacing: 1px; margin-right: 6px; }
.quote-intro .direct-row { margin-top: 20px; }
@media (max-width: 640px) { .mini-steps { grid-template-columns: 1fr; } .mini-steps li { flex-direction: row; align-items: center; } }
/* v25: reviews on a bright photo, white cards, client messages */
.reviews { position: relative; isolation: isolate; background: #E6EFF3; }
.reviews-photo { position: absolute; inset: 0; z-index: -2; width: 100%; height: 100%; object-fit: cover; object-position: 50% 30%; filter: blur(2px) saturate(1.05); transform: scale(1.03); }
.reviews::after { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(180deg, rgba(251,250,247,.86), rgba(251,250,247,.72) 45%, rgba(251,250,247,.9)); }
.rev-card { background: #fff; border-color: rgba(255,255,255,.9); box-shadow: 0 18px 40px -24px rgba(10,31,27,.35); }
.g-badge { background: #fff; box-shadow: 0 14px 30px -20px rgba(10,31,27,.35); }
.msg-head { display: flex; justify-content: space-between; align-items: end; gap: 12px; flex-wrap: wrap; margin: 46px 0 16px; }
.msg-head p:not(.kicker) { font-size: 13.5px; color: var(--muted); }
.msg-head .kicker { margin-bottom: 0; }
.msg-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.msg-card { margin: 0; padding: 18px 18px 14px; border-radius: 20px 20px 20px 6px; background: #fff; box-shadow: 0 18px 40px -26px rgba(10,31,27,.4); display: flex; flex-direction: column; gap: 12px; }
.msg-card blockquote { margin: 0; font-size: 16px; line-height: 1.5; color: var(--ink); }
.msg-card figcaption { display: flex; align-items: center; gap: 6px; font-size: 12.5px; color: var(--muted); }
.msg-card figcaption .i-sm { width: 15px; height: 15px; color: var(--accent-deep); }
@media (max-width: 960px) { .msg-row { grid-template-columns: 1fr 1fr; } }
@media (max-width: 640px) { .msg-row { grid-template-columns: 1fr; } }

/* v26: reCAPTCHA. The badge is hidden because every form carries Google's required notice. */
.grecaptcha-badge { visibility: hidden !important; }
.fast-recaptcha { grid-column: 1 / -1; margin: 2px 0 0; text-align: left; font-size: 11px; opacity: .85; }
.recaptcha-note a { color: inherit; text-decoration: underline; text-underline-offset: 2px; }

/* v27: reviews on a solid blush ground (the palm photo is used once, in "Sound familiar?"), exactly 3 cards per view on desktop */
.reviews { background: #F4EBE6; }
.reviews::after { content: none; }
@media (min-width: 961px) {
  .rev-track { grid-auto-columns: calc((100% - 32px) / 3); }
}
.rev-card { box-shadow: 0 1px 2px rgba(15,43,37,.05), 0 14px 34px -18px rgba(15,43,37,.22); }

/* v28: Open Enrollment as a full-bleed dark band (replaces the boxed card) */
.oe-band { position: relative; isolation: isolate; overflow: hidden; background: var(--ink); color: var(--on-dark); padding: clamp(64px, 8vw, 112px) 0 clamp(48px, 6vw, 80px); }
.oe-band::before { content: ""; position: absolute; z-index: -1; width: 70vw; height: 70vw; max-width: 900px; max-height: 900px; right: -18vw; top: -30%; border-radius: 50%;
  background: radial-gradient(closest-side, rgba(231,185,168,.16), rgba(231,185,168,0)); }
.oe-band-top { display: grid; grid-template-columns: 1.05fr .95fr; gap: clamp(32px, 5vw, 80px); align-items: center; }
.oe-band h2 { color: #fff; font-size: clamp(34px, 4.2vw, 56px); line-height: 1.05; max-width: 15ch; }
.oe-band h2 em { color: var(--accent); }
.oe-band-copy > p:not(.kicker) { margin: 18px 0 0; color: var(--on-dark-muted); font-size: 17.5px; max-width: 46ch; }
.oe-band-actions { display: flex; align-items: center; gap: 26px; flex-wrap: wrap; margin-top: 30px; }
.link-light { color: #fff; }
.link-light span { color: var(--accent); }
.oe-band-label { margin: 0 0 14px; font-size: 14px; font-weight: 600; color: var(--on-dark-muted); }
.oe-band-digits { display: grid; grid-template-columns: repeat(4, 1fr); gap: 10px; }
.oe-band-digits div { padding: 22px 6px 16px; text-align: center; border-radius: 14px; background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.1); }
.oe-band-digits b { display: block; font-family: var(--serif); font-weight: 500; font-size: clamp(38px, 4.6vw, 62px); line-height: 1; color: #fff; font-variant-numeric: lining-nums tabular-nums; }
.oe-band-digits b.tick { animation: oe-tick .35s var(--ease); }
@keyframes oe-tick { from { transform: translateY(-8%); opacity: .55; } }
.oe-band-digits span { display: block; margin-top: 10px; font-size: 12px; font-weight: 600; color: var(--accent); }
.oe-band-dates { list-style: none; margin: clamp(48px, 6vw, 72px) 0 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); position: relative; }
.oe-band-dates::before { content: ""; position: absolute; left: 0; right: 0; top: 30px; height: 1px; background: rgba(255,255,255,.16); }
.oe-band-dates li { position: relative; display: grid; align-content: start; padding-right: 24px; }
.oe-band-dates i { display: block; width: 13px; height: 13px; margin: 24px 0 18px; border-radius: 50%; background: var(--ink); border: 2px solid rgba(255,255,255,.4); position: relative; z-index: 1; }
.oe-band-dates b { font-family: var(--serif); font-weight: 500; font-size: clamp(24px, 2.4vw, 30px); color: #fff; line-height: 1.1; }
.oe-band-dates span { margin-top: 6px; font-size: 14.5px; color: var(--on-dark-muted); max-width: 26ch; }
.oe-band-dates .oe-next { position: absolute; top: 0; left: 0; font-style: normal; font-size: 12px; font-weight: 700; color: var(--accent); }
.oe-band-dates li.is-here i { background: var(--accent); border-color: var(--accent); box-shadow: 0 0 0 0 rgba(231,185,168,.55); animation: ping 2.4s infinite; }
.oe-band-dates li.is-past i { background: rgba(255,255,255,.4); }
.oe-band-dates li.is-past b, .oe-band-dates li.is-past span { opacity: .55; }
.oe-band-note { margin: 36px 0 0; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.1); font-size: 13px; color: var(--on-dark-muted); }
@media (max-width: 900px) {
  .oe-band-top { grid-template-columns: 1fr; }
  .oe-band-dates { grid-template-columns: 1fr; gap: 0; }
  .oe-band-dates::before { left: 6px; right: auto; top: 30px; bottom: 30px; width: 1px; height: auto; }
  .oe-band-dates li { padding: 0 0 18px 32px; }
  .oe-band-dates i { position: absolute; left: 0; top: 4px; margin: 0; }
  .oe-band-dates .oe-next { position: static; margin-bottom: 2px; }
}
@media (max-width: 480px) {
  .oe-band-digits { gap: 6px; }
  .oe-band-digits div { padding: 16px 2px 12px; border-radius: 10px; }
}

/* v29: legal pages */
.legal-wrap { display: grid; grid-template-columns: 260px minmax(0, 1fr); gap: clamp(32px, 5vw, 72px); padding-top: clamp(48px, 6vw, 80px); padding-bottom: clamp(64px, 8vw, 112px); align-items: start; }
.legal-toc { position: sticky; top: 104px; font-size: 14px; }
.legal-toc > p:first-child { font-weight: 700; color: var(--ink); margin: 0 0 12px; }
.legal-toc ol { list-style: none; margin: 0; padding: 0 0 0 14px; border-left: 1px solid var(--line); display: grid; gap: 9px; }
.legal-toc ol a { color: var(--muted); text-decoration: none; }
.legal-toc ol a:hover { color: var(--accent-deep); }
.legal-updated { margin: 22px 0 14px; font-size: 13px; color: var(--muted); }
.legal { max-width: 72ch; }
.legal .prose-block { scroll-margin-top: 110px; padding-bottom: 28px; margin-bottom: 28px; border-bottom: 1px solid var(--line); }
.legal .prose-block:last-child { border-bottom: 0; }
.legal h2 { font-size: clamp(22px, 2.2vw, 28px); margin-bottom: 12px; }
.legal p, .legal li { color: var(--ink-soft, #33463F); line-height: 1.7; }
.legal ul { margin: 10px 0; padding-left: 20px; display: grid; gap: 6px; }
.legal a { color: var(--accent-deep); }
.consent a, .fast-consent a { color: inherit; text-decoration: underline; text-underline-offset: 2px; }
@media (max-width: 900px) {
  .legal-wrap { grid-template-columns: 1fr; }
  .legal-toc { position: static; padding: 18px 20px; border: 1px solid var(--line); border-radius: 14px; background: var(--ivory); }
}

/* v30: leader, tighter, with hand-drawn pencil strokes */
.leader { position: relative; overflow: hidden; isolation: isolate; padding: clamp(56px, 7vw, 96px) 0; }
.leader-grid { grid-template-columns: minmax(0, 400px) minmax(0, 1fr); gap: clamp(32px, 5vw, 80px); justify-content: center; }
.leader-photo img { aspect-ratio: 4 / 4.6; }
.leader-copy h2 { font-size: clamp(40px, 4.4vw, 60px); }
.leader-copy .subhead { margin-top: 16px; font-size: 17px; }
.leader-creds { margin-top: 24px; grid-template-columns: repeat(4, minmax(0, 1fr)); }
.leader-creds li, .leader-creds li:nth-child(odd), .leader-creds li:nth-child(even) { padding: 14px 14px 14px 0; border-right: 0; }
.leader-creds li + li { padding-left: 16px; border-left: 1px solid var(--line); }
.leader-creds b { font-size: 26px; }
.leader-creds span { font-size: 13px; line-height: 1.35; }
.leader-quote { margin-top: 24px; font-size: 19px; }
.leader .note-actions { margin-top: 24px; }
.pencil { position: absolute; z-index: -1; width: clamp(140px, 16vw, 240px); height: auto; pointer-events: none; }
.pencil-tl { top: clamp(16px, 3vw, 40px); left: clamp(8px, 3vw, 56px); }
.pencil-br { bottom: clamp(12px, 3vw, 36px); right: clamp(8px, 3vw, 56px); }
.pencil-line { stroke: #4A3B3F; stroke-width: 2.4; opacity: .55; }
.pencil-shade { stroke: var(--accent-deep); stroke-width: 7; opacity: .14; }
@media (max-width: 1100px) {
  .leader-creds { grid-template-columns: 1fr 1fr; }
  .leader-creds li:nth-child(3) { padding-left: 0; border-left: 0; }
  .leader-creds li:nth-child(n+3) { border-top: 1px solid var(--line); }
}
@media (max-width: 960px) {
  .leader-grid { grid-template-columns: 1fr; }
  .leader-photo { max-width: 360px; margin-inline: auto; }
  .pencil { width: 120px; opacity: .8; }
  .pencil-br { display: none; }
}
@media (max-width: 640px) {
  .leader-creds { grid-template-columns: 1fr 1fr; }
  .leader-creds li:nth-child(odd), .leader-creds li:nth-child(even) { padding: 12px 10px 12px 0; }
  .leader-creds li:nth-child(even) { padding-left: 14px; border-left: 1px solid var(--line); }
  .leader-creds b { font-size: 22px; }
}

/* v31: phone pass. Long stacks become swipeable rows, sections and cards tighten. */
@media (max-width: 640px) {
  .coverage, .compare, .moments, .calc, .reviews, .schedule, .faq-preview, .quote, .leader { padding-top: 56px; padding-bottom: 56px; }
  .section-head { margin-bottom: 24px; }

  /* swipe rows: the next card peeks in so it reads as scrollable */
  .cov-grid, .why-grid, .msg-row {
    display: grid; grid-template-columns: none; grid-auto-flow: column; grid-auto-columns: 84%; gap: 12px;
    overflow-x: auto; overscroll-behavior-x: contain; scroll-snap-type: x mandatory; scrollbar-width: none;
    margin-inline: calc(var(--gutter) * -1); padding: 4px var(--gutter) 16px; scroll-padding-inline: var(--gutter);
  }
  .cov-grid::-webkit-scrollbar, .why-grid::-webkit-scrollbar, .msg-row::-webkit-scrollbar { display: none; }
  .cov-grid > *, .why-grid > *, .msg-row > * { scroll-snap-align: start; grid-column: auto !important; grid-row: auto !important; }
  .cov-card:hover, .why-card:hover { transform: none; }
  .cov-photo, .cov-feature .cov-photo { aspect-ratio: 16 / 10; }
  .cov-wide { min-height: 100%; }
  .why-card { padding: 22px 20px; }

  /* fast quote: name, then mobile + ZIP side by side */
  .fast-form { grid-template-columns: 1fr 1fr; gap: 12px; padding: 20px 18px; }
  .fast-form > * { grid-column: 1 / -1; }
  .fast-form > label.qb-field:nth-of-type(2), .fast-form .qb-zip { grid-column: auto; }

  /* leader: a shorter portrait so the story starts on screen */
  .leader-photo { max-width: none; }
  .leader-photo img { aspect-ratio: 1 / .92; object-position: 50% 16%; }
  .leader-photo figcaption { left: 12px; right: 12px; bottom: 12px; padding: 10px 12px; }
  .leader-role { font-size: 15px; }
  .leader-quote { font-size: 17.5px; }

  /* open enrollment band */
  .oe-band { padding: 52px 0 40px; }
  .oe-band-copy > p:not(.kicker) { font-size: 16px; }
  .oe-band-actions { gap: 18px; margin-top: 24px; }
  .oe-band-dates { margin-top: 36px; }
  .oe-band-dates li { padding-bottom: 14px; }
  .oe-band-dates b { font-size: 22px; }
  .oe-band-note { margin-top: 20px; font-size: 12px; }

  /* "Sound familiar?" hooks: compact rows */
  .moments-list { gap: 8px; }
  .moments-list a { padding: 14px 16px; gap: 10px; }
  .moments-list b { font-size: 19px; }
  .moments-list span { font-size: 13.5px; }

  /* quote section: the form matters more than the explainer */
  .quote-intro .mini-steps { display: none; }
  .quote-intro .lede { font-size: 16px; }

  .msg-head { flex-direction: column; align-items: flex-start; gap: 4px; }
  .pencil-tl { width: 96px; top: 10px; left: auto; right: 10px; opacity: .7; }
}
@media (max-width: 380px) {
  .fast-form > label.qb-field:nth-of-type(2), .fast-form .qb-zip { grid-column: 1 / -1; }
}

/* v32: leader accent lines (replace the pencil strokes): fine gradient strokes, soft shadow, drawn in on view */
.pencil { display: none; }
.flourish { position: absolute; z-index: -1; width: clamp(150px, 15vw, 230px); height: auto; pointer-events: none; }
.flourish-tl { top: clamp(20px, 4vw, 56px); left: clamp(8px, 4vw, 72px); }
.flourish-br { bottom: clamp(16px, 3vw, 44px); right: clamp(8px, 4vw, 72px); }
.flourish path { fill: none; stroke-linecap: round; }
.fl-lines path { stroke: url(#fl-grad); stroke-width: 1.6; stroke-dasharray: 1; stroke-dashoffset: 1; transition: stroke-dashoffset 1.4s var(--ease); }
.fl-lines path:nth-child(2) { transition-delay: .15s; }
.fl-lines path:nth-child(3) { transition-delay: .3s; }
.fl-lines path:nth-child(4) { transition-delay: .45s; }
.fl-shadow path { stroke: #0F2B25; stroke-width: 5; opacity: 0; transition: opacity 1.2s .6s; }
.flourish.is-drawn .fl-lines path { stroke-dashoffset: 0; }
.flourish.is-drawn .fl-shadow path { opacity: .07; }
@media (max-width: 960px) { .flourish { width: 110px; } .flourish-br { display: none; } .flourish-tl { left: auto; right: 6px; top: 8px; } }

/* v33: compact booking section; Calendly opens straight to the calendar */
.schedule { padding: clamp(56px, 6vw, 88px) 0; }
.schedule-grid { grid-template-columns: minmax(0, .75fr) minmax(0, 1.25fr); align-items: center; }
.schedule-copy h2 { font-size: clamp(34px, 3.6vw, 48px); }
.schedule-copy > p:not(.kicker) { margin-top: 12px; }
.schedule-copy .checks { margin-top: 18px; gap: 6px; }
.schedule-person { margin-top: 20px; padding-top: 18px; }
.schedule-embed { min-height: 0; height: 640px; }
.schedule-embed iframe { height: 100%; }
@media (max-width: 960px) { .schedule-embed { height: 700px; } }
@media (max-width: 640px) { .schedule-copy .checks, .schedule-person { display: none; } .schedule-embed { height: 660px; margin-inline: calc(var(--gutter) * -1); border-radius: 0; border-inline: 0; } }

/* v34: minimal accent lines, one short and one long hairline per corner */
.flourish { width: clamp(72px, 7vw, 104px); }
.flourish-tl { top: clamp(28px, 4vw, 56px); left: clamp(16px, 5vw, 96px); }
.flourish-br { bottom: clamp(28px, 4vw, 56px); right: clamp(16px, 5vw, 96px); }
.flourish path { stroke: var(--accent-deep); stroke-width: 1.25; opacity: .45; vector-effect: non-scaling-stroke; stroke-dasharray: 1; stroke-dashoffset: 1; transition: stroke-dashoffset 1.1s var(--ease); }
.flourish path + path { transition-delay: .18s; }
.flourish.is-drawn path { stroke-dashoffset: 0; }
@media (max-width: 960px) { .flourish { width: 64px; } .flourish-tl { left: auto; right: 16px; top: 20px; } }

/* v35: fast quote inputs, lighter placeholders and a slow "start typing" caret in the name field */
.qb-field input::placeholder, .field input::placeholder { color: rgba(15,43,37,.3); font-weight: 500; opacity: 1; }
.qb-field input, .field input { caret-color: var(--accent-deep); }
.qb-field { position: relative; }
.fake-caret { position: absolute; left: 14px; bottom: 16px; width: 1.5px; height: 22px; border-radius: 1px; background: var(--accent-deep); pointer-events: none; animation: caret-blink 1.6s ease-in-out infinite; }
@keyframes caret-blink { 0%, 100% { opacity: 0; } 45%, 60% { opacity: .9; } }
.qb-field input:focus ~ .fake-caret, .qb-field input:not(:placeholder-shown) ~ .fake-caret { display: none; }
@media (prefers-reduced-motion: reduce) { .fake-caret { animation: none; opacity: .7; } }

/* v36: thank-you page */
.ty-hero { padding-bottom: clamp(48px, 6vw, 80px); }
.ty-badge { display: grid; place-items: center; width: 56px; height: 56px; margin: 8px 0 18px; border-radius: 50%; background: var(--accent); box-shadow: 0 0 0 8px rgba(231,185,168,.16); }
.ty-badge svg { width: 28px; height: 28px; fill: none; stroke: var(--ink); stroke-width: 2.4; stroke-linecap: round; stroke-linejoin: round; stroke-dasharray: 24; stroke-dashoffset: 24; animation: ty-check .7s .25s var(--ease) forwards; }
@keyframes ty-check { to { stroke-dashoffset: 0; } }
.ty-preview { margin-top: 12px; display: inline-block; padding: 6px 12px; border-radius: 999px; background: rgba(231,185,168,.14); color: var(--accent); font-size: 13px; font-weight: 600; }
.ty-next { background: var(--paper); padding: clamp(56px, 7vw, 96px) 0; }
.ty-next h2 { font-size: clamp(30px, 3.4vw, 44px); }
.ty-steps { list-style: none; margin: 28px 0 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.ty-steps li { padding: 24px; border-radius: 12px; background: #fff; border: 1px solid var(--line); }
.ty-steps b { display: grid; place-items: center; width: 34px; height: 34px; border-radius: 50%; background: var(--ink); color: var(--accent); font-family: var(--serif); font-size: 17px; }
.ty-steps h3 { margin-top: 14px; font-size: 22px; }
.ty-steps p { margin-top: 6px; color: var(--muted); font-size: 15px; }
.ty-survey { margin-top: 18px; padding: 26px; border-radius: 12px; background: var(--ivory); border: 1px solid var(--line); display: grid; grid-template-columns: .8fr 2fr; gap: 24px; align-items: start; }
.ty-survey h3 { font-size: 22px; margin-top: 4px; }
.ty-qs { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.ty-q p { font-size: 14.5px; font-weight: 600; color: var(--ink); margin-bottom: 8px; }
.ty-q .chips { display: flex; flex-wrap: wrap; gap: 6px; }
.ty-q button { font: inherit; font-size: 14px; padding: 8px 14px; border-radius: 999px; border: 1px solid rgba(15,43,37,.2); background: #fff; color: var(--ink); cursor: pointer; transition: background .2s, border-color .2s, color .2s; }
.ty-q button:hover { border-color: var(--accent-deep); }
.ty-q button.is-on { background: var(--ink); border-color: var(--ink); color: #fff; }
.ty-survey-done { grid-column: 1 / -1; color: var(--jade); font-weight: 600; font-size: 14.5px; }
.ty-trust { list-style: none; margin: 26px 0 0; padding: 0; display: flex; flex-wrap: wrap; gap: 10px 26px; font-size: 14px; color: var(--muted); }
.ty-trust a { color: var(--accent-deep); font-weight: 600; text-decoration: none; }
@media (max-width: 900px) { .ty-steps, .ty-qs, .ty-survey { grid-template-columns: 1fr; } }
@media (prefers-reduced-motion: reduce) { .ty-badge svg { animation: none; stroke-dashoffset: 0; } }

/* v37: language switcher, borderless globe + code + chevron, small white card (Sage-style) */
.lang-btn { height: 40px; padding: 0 6px; gap: 6px; border: 0; border-radius: 8px; font-size: 15px; font-weight: 600; letter-spacing: .02em; }
.lang-btn:hover, .lang-btn[aria-expanded="true"] { border: 0; background: rgba(15,43,37,.05); }
.lang-btn .i-sm { width: 21px; height: 21px; stroke-width: 1.4; }
.lang-caret { width: 11px; height: 11px; stroke-width: 1.8; transition: transform .25s var(--ease); }
.lang-switch.is-open .lang-caret, .lang-btn[aria-expanded="true"] .lang-caret { transform: rotate(180deg); }
.lang-panel { width: auto; min-width: 148px; padding: 8px; margin-top: 10px; border: 0; border-radius: 14px; background: #fff; box-shadow: 0 2px 6px rgba(15,43,37,.06), 0 18px 40px -12px rgba(15,43,37,.25); }
.lang-panel a { display: flex; align-items: center; justify-content: space-between; gap: 14px; padding: 11px 14px; border-radius: 9px; font-size: 16px; font-weight: 500; color: var(--ink); text-decoration: none; }
.lang-panel a:hover { background: var(--ivory); }
.lang-panel a.is-current { background: transparent; font-weight: 700; }
.lang-panel a.is-current b::after { content: none; }
.lang-panel a.is-current::after { content: ""; width: 7px; height: 7px; border-radius: 50%; background: var(--accent-deep); }
.menu-open .lang-btn { border: 0; }

/* v38: footer wordmark, smaller and blended behind the bottom row instead of adding height */
.site-footer { position: relative; overflow: hidden; isolation: isolate; }
.site-footer > .wrap { position: relative; z-index: 1; }
.footer-wordmark {
  position: absolute; z-index: 0; right: clamp(-12px, 2vw, 48px); bottom: -.18em; margin: 0;
  font-size: clamp(96px, 15vw, 230px); line-height: 1; text-align: right; pointer-events: none;
  color: rgba(231,185,168,.055);
  -webkit-mask-image: linear-gradient(180deg, #000 35%, transparent 92%); mask-image: linear-gradient(180deg, #000 35%, transparent 92%);
}
.site-footer { padding-bottom: clamp(32px, 4vw, 48px); }
@media (max-width: 640px) { .footer-wordmark { font-size: 34vw; right: -4px; bottom: -.12em; } .site-footer { padding-bottom: 96px; } }

/* v39: QA fixes */
.hp { display: none !important; }
input[type="range"]:focus-visible { outline: 2px solid var(--accent-deep); outline-offset: 4px; border-radius: 4px; }
.ty-q button:focus-visible, .lang-btn:focus-visible, .rev-btn:focus-visible { outline: 2px solid var(--accent-deep); outline-offset: 2px; }
/* very small phones (320-359px): keep the menu button on screen */
@media (max-width: 359px) {
  .logo { flex-shrink: 1; min-width: 0; }
  .logo-mark { width: 38px; height: 38px; }
  .logo-text b { font-size: 21px; }
  .logo-text small, .logo-text span { font-size: 8px; letter-spacing: .14em; }
  .lang-btn span, .lang-btn .lang-caret { display: none; }
  .header-cta { gap: 4px; }
}

/* v40: one icon language. Green verified seal + white check on the promise list and hero pills */
.team-promise li { display: grid; grid-template-columns: 22px auto 1fr; align-items: center; column-gap: 10px; }
.team-promise .seal { width: 22px; height: 22px; top: 0; }
.team-promise .seal-body { fill: #4FB394; }
@media (max-width: 640px) {
  .team-promise { gap: 14px; }
  .team-promise li { grid-template-columns: 22px auto; row-gap: 0; }
  .team-promise li b { font-size: 21px; }
  .team-promise li { font-size: 15px; }
}
.hero-pills li { background: var(--jade); border-color: transparent; color: #fff; box-shadow: 0 6px 16px -8px rgba(0,0,0,.45); }
.hero-pills .i-check { stroke: #fff; stroke-width: 2.4; }
/* mobile hero: Emily melts into the background instead of a hard cut */
@media (max-width: 960px) {
  .hero-dark .hero-cutout::after { display: none; }
  .hero-dark .hero-cutout img { -webkit-mask-image: linear-gradient(180deg, #000 62%, transparent 98%); mask-image: linear-gradient(180deg, #000 62%, transparent 98%); filter: none; }
}

/* v41: megaphone instead of the dot on the hero Open Enrollment pill */
.hero-oe .i-mega { width: 18px; height: 18px; flex-shrink: 0; fill: none; stroke: var(--accent); stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; transform-origin: 30% 50%; animation: mega-call 3.2s ease-in-out infinite; }
.hero-oe .i-mega path:first-child { fill: rgba(231,185,168,.18); }
.hero-oe .i-mega-wave { animation: mega-wave 3.2s ease-in-out infinite; }
@keyframes mega-call { 0%, 78%, 100% { transform: rotate(0); } 82% { transform: rotate(-9deg); } 86% { transform: rotate(6deg); } 90% { transform: rotate(-4deg); } }
@keyframes mega-wave { 0%, 70%, 100% { opacity: .55; } 80%, 92% { opacity: 1; } }
@media (max-width: 640px) { .hero-oe .i-mega { width: 16px; height: 16px; } }
@media (prefers-reduced-motion: reduce) { .hero-oe .i-mega, .hero-oe .i-mega-wave { animation: none; } }

/* v42: promise list keeps icon, title and text on one line; text wraps under itself */
.team-promise li, .team-promise li:is(*) { display: grid; grid-template-columns: 22px auto minmax(0, 1fr); align-items: baseline; column-gap: 10px; flex-wrap: nowrap; }
.team-promise li .seal { align-self: center; }
.team-promise li > span { min-width: 0; }
@media (max-width: 640px) { .team-promise li { grid-template-columns: 22px auto minmax(0, 1fr); } .team-promise li b { font-size: 20px; } .team-promise li > span { font-size: 14.5px; } }

/* v43: section headings rise in word by word (soft blur -> sharp), once, on every screen size */
.h-reveal .hw { display: inline-block; opacity: 0; transform: translateY(.45em); filter: blur(6px); }
.h-reveal.is-in .hw { animation: hw-in .85s cubic-bezier(.2, .7, .2, 1) var(--d, 0s) forwards; }
@keyframes hw-in { to { opacity: 1; transform: none; filter: blur(0); } }
@media (prefers-reduced-motion: reduce) { .h-reveal .hw { opacity: 1; transform: none; filter: none; } }

/* v44: booking section stacks on tablets/phones (v33's two-column rule was leaking into mobile) */
@media (max-width: 960px) {
  .schedule-grid { grid-template-columns: 1fr; align-items: start; gap: 28px; }
  .schedule-copy h2 { font-size: clamp(34px, 8.5vw, 46px); }
  .schedule-copy > p:not(.kicker) { max-width: 52ch; }
}

/* v45: stat numbers always share one baseline, even when a label wraps */
.stats-row > div { justify-content: flex-end; }

/* v46: fast quote now asks for name, email and phone */
@media (min-width: 1101px) {
  .fast-form { grid-template-columns: 1fr 1.2fr 1fr .62fr 1fr auto; row-gap: 12px; }
  .fast-form .quickbar-title { grid-column: 1 / -1; flex-direction: row; align-items: baseline; gap: 14px; }
}
@media (max-width: 1100px) and (min-width: 641px) {
  .fast-form .qb-email { grid-column: span 2; }
}
@media (max-width: 640px) {
  .fast-form > label.qb-field:nth-of-type(2) { grid-column: 1 / -1; }
  .fast-form > label.qb-field:nth-of-type(3), .fast-form .qb-zip { grid-column: auto; }
}

/* v47: four stats (Google rating removed from the bar) */
.stats-row { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 960px) { .stats-row { grid-template-columns: 1fr 1fr; } }
@media (max-width: 960px) {
  .stats-row { row-gap: 22px; column-gap: 24px; }
  .stats-row > div, .stats-row > div:nth-child(4) { border-left: 0; padding-left: 0; border-top: 1px solid rgba(231,185,168,.45); padding-top: 16px; }
}

/* v48: blueprint articles: byline, short-answer callout, photos, comparison tables, numbered steps */
.byline { display: flex; align-items: center; gap: 12px; margin: 0 0 28px; padding-bottom: 18px; border-bottom: 1px solid var(--line); font-size: 14px; color: var(--muted); }
.byline img { width: 44px; height: 44px; border-radius: 50%; object-fit: cover; }
.byline b { color: var(--ink); font-weight: 600; }
.short-answer { background: var(--ivory); border-left: 3px solid var(--accent-deep); border-radius: 0 12px 12px 0; padding: 18px 22px; }
.short-answer p { margin: 0; font-size: 17px; line-height: 1.65; color: var(--ink); }
.prose figure { margin: 26px 0; }
.prose figure img { width: 100%; height: auto; aspect-ratio: 16 / 9; object-fit: cover; border-radius: 14px; display: block; }
.prose figcaption { margin-top: 8px; font-size: 13px; color: var(--muted); }
.table-wrap { overflow-x: auto; margin: 18px 0; border: 1px solid var(--line); border-radius: 12px; }
.prose table { width: 100%; border-collapse: collapse; font-size: 15px; min-width: 520px; background: var(--paper); }
.prose th, .prose td { padding: 12px 14px; text-align: left; vertical-align: top; border-bottom: 1px solid var(--line); }
.prose thead th { background: var(--ink); color: #fff; font-weight: 600; }
.prose tbody tr:last-child td { border-bottom: 0; }
.prose ol.steps { list-style: none; counter-reset: s; padding: 0; display: grid; gap: 14px; }
.prose ol.steps li { counter-increment: s; position: relative; padding-left: 52px; min-height: 38px; }
.prose ol.steps li::before { content: counter(s); position: absolute; left: 0; top: 0; width: 36px; height: 36px; border-radius: 50%; display: grid; place-items: center; background: var(--ink); color: var(--accent); font-family: var(--serif); font-size: 17px; }
.prose .sources { font-size: 13px; color: var(--muted); }

/* v49: portraits inside wide article figures keep the face in frame */
.prose figure img[src*="emily-"] { object-position: 50% 18%; }